IATI Multitrip

Your best option for annual multi-trip travel insurance

#Multitrip

#Adventure

Why choose IATI Multitrip for my trip?

IATI Multitrip is our annual multi-trip travel insurance designed for frequent travellers, offering medical coverage of up to €500,000 and optional trip cancellation of up to €2,000 for journeys of up to 90 days.

Includes the most popular adventure activitiesTrekking, snorkeling, hiking, and diving up to the specified limits.

Optional cancellation coverage up to €2,000Cancellation cover must be purchased with or within 7 days of booking the trip.

Luggage theft and damage coverage up to €1,000You have the option of adding our luggage guarantee, which covers theft, damage, or delays in the delivery of checked baggage.

Reimbursement for missed holidays includeIf you must end your trip early for a covered reason, we’ll arrange and cover your return transport as specified in the policy.

What does the IATI Star include?

Medical assistance abroad

We cover any medical and hospital expenses resulting from an illness or accident while on holiday.

€500,000

Dental expenses

We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.

€350

Personal injury in motor vehicle accidents

We cover medical and hospital expenses in case of a motor vehicle accident

Included

Accomodation/Transport of a relative

If you are hospitalized for more than 2 days, we will cover a family member’s travel and accommodation costs, up to €90 per day for 14 days. We will also cover travel expenses in the event of death up to €900.

€1,260

Delivery of medication abroad

If you can’t find the medication you need abroad, we will send it to you as quickly as possible, and you can reimburse us once you return.

Included

Convalescence in a hotel

If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €90 per day for 14 days.

€1,260

Medical assistance abroad

We cover any medical and hospital expenses resulting from an illness or accident while on holiday.

€500,000

Dental expenses

We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.

€350

Personal injury in motor vehicle accidents

We cover medical and hospital expenses in case of a motor vehicle accident

Included

Accomodation/Transport of a relative

€1,260

Delivery of medication abroad

If you can’t find the medication you need abroad, we will send it to you as quickly as possible, and you can reimburse us once you return.

Included

Convalescence in a hotel

If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €90 per day for 14 days.

€1,260

Repatriation or transportation of the sick or deceased

If you suffer a serious illness or accident, we will cover the cost of emergency transportation to the nearest medical facility offering the most appropriate treatment — and, if necessary, your return home or repatriation in the event of death.

100%

Early return in case of hospitalisation or death of a family member

If a close family member (up to the second degree) dies or is hospitalised, we will cover your and your travel companion’s repatriation.

100%

Repatriation or transport of the other insured persons

If you need repatriation due to illness or death, we will also cover the repatriation of your insured travel companion.

100%

Early return due to a major incident at the insured’s home or business.

In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.

100%

Delay in delivery of checked baggage

If the carrier takes more than 8 hours to deliver your baggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.

€120

Locating and sending lost baggage

If the carrier loses your baggage on a regular flight, we will help you find it, and we will send it to you.

Included

Theft and damage to baggage

We cover theft of baggage involving violence or intimidation, provided a police report is filed, as well as any damage to or loss of baggage on public transport, provided a complaint is lodged with the transport company. Computers, tablets, and photographic equipment are covered up to 50% of the policy limit.

€1,000

Delay in the delivery of your checked skiing and golf equipment

If your checked skiing or golf equipment is delayed at your destination, we will reimburse you the maximum amount indicated for renting the material.

€350

Adventure sports

Adventure sports covered by this policy are: athletics, gymnasium activities, ranch activities (bullfighting, etc.), basketball, motorboats (with driver), cycling, cycle touring, canoeing, curling, shooting sports / small game hunting, organised balloon trips, general hiking, jogging, football, golf, pedal boats, ball games, beach games and other beach and camping activities, go-karting, kayaking, jet skiing, snowmobiling, swimming, sailing, orienteering, paddle surfing, paddle tennis, paddle tennis, paintball, helicopter tours, skating, fishing, canoeing, Tibetan bridge, snowshoeing, climbing wall, 4x4 routes, Segway, hiking, snorkelling, surfing and windsurfing, tennis, zip line, trekking below 3,000 metres, sledging in ski resorts, dog sledding (mushing), equestrian tourism, diving and underwater activities at depths of less than 20 metres and any other similar activity.

Included

Forwarding of urgent messages

If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.

Included

Expenses for lost travel documents

If your supporting documents are lost or stolen, we will reimburse your replacement costs up to €200 subject to proof.

€200

Private civil liability

We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party. *This coverage only applies to journeys to and from Spain.

€60,000

Accidental death coverage

We will also compensate in the event of accidental death during the trip.

€15,000

Accidental disability coverage

We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.

€15,000

Cancellation expenses coverage

We will reimburse any non-recoverable costs you incur when cancelling your trip—such as flights, hotels, and other travel services—provided you cancel before the start of your trip and for a reason covered under this policy. For a full list of covered reasons, please refer to the PDF.

€2,000

Reimbursement for missed holidays

If you are forced to conclude your trip once started, and return home prematurely for any of the causes of repatriation or premature return covered in this policy, we will cover any compensation up to the maximum limit indicated.

€1,000

General conditions General conditions Cancellation coverage

IATI Multitrip

Your best option for annual multi-trip travel insurance

Why choose IATI Multitrip for my trip?

What does the IATI Star include?

Medical expenses abroad

Repatriation and medical transport expenses

Baggage

Adventure

Help in case of emergency

Legal coverage

Accidents

Cancellation (Optional)

Medical assistance abroad

Dental expenses

Personal injury in motor vehicle accidents

Accomodation/Transport of a relative

Delivery of medication abroad

Convalescence in a hotel