Travel Insurance for the United Kingdom

10 minutos de lectura

Aerial view of London, featuring the Tower Bridge and the River Thames.

What is the best travel insurance for the United Kingdom? If you’re planning a trip to this interesting country, you’re probably wondering which international policy is best suited. Along with your accommodation and flights, this is the third pillar on which you should start building this great trip and in this article, you will find all the answers you are looking for.

The Giant’s Causeway in Northern Ireland, London in England, Edinburgh in Scotland, the beautiful Isle of Skye in Scotland and the renovated Cardiff in Wales are just a small example of what awaits you on this great journey. To ensure you’re always covered with the best guarantees and know that you’ll always be in the best hands, it’s essential to do so with the best protection.

For this reason, in this detailed guide we are going to show you the best insurance for travelling to the United Kingdom, what is its coverage, its price and how to contract it simply and quickly.

If you already have your accommodation and flights, you can cross UK insurance off your list too, because you’ll have found the one you need in a few minutes. Let’s get started!

Why take out travel insurance to the UK

Although the country has first-rate medical centres and hospitals (as long as you know where and how to find them), healthcare can be a significant expense for tourists, potentially resulting in high bills that could completely ruin your trip.

tower bridge at sunset in london

It’s extremely important to have travel insurance to the UK and ensure that you are covered at all times for medical care.

Having travel insurance not only provides coverage for health-related issues but also protects you against theft, baggage problems, transport incidents, repatriation, and, of course, the option to extend your trip if necessary. Imagine having an accident shortly before returning home and being advised by doctors to rest. Without your UK travel insurance, you would have to personally bear the expenses of your extended stay. However, by having travel insurance, this would be an expense that you would be fully covered for, saving you a significant amount of money.

An accident while enjoying an inland road trip, a minor slip on the Giant’s Causeway resulting in a sprain that requires treatment, food poisoning from something you eat, or even a common medical issue like fever, infection, or allergy could lead to visits to questionable facilities and inflated bills that could significantly impact your trip. By having the best travel insurance, you can ensure access to the country’s top specialists without having to pay anything out of pocket.

What is the best travel insurance to the UK?

In this section, we are going to talk about the coverage that your travel insurance to the United Kingdom must have to ensure that you are fully protected from the beginning to the end of your trip. In this way, if your country of residence is within the European Union, we recommend IATI Classic, the perfect ally for your trip to the UK. If your country of residence is outside the European Union, your best ally for this trip will be IATI Star.

What the best travel insurance in the UK should have: features and benefits

Every destination is “a world apart” and therefore needs an international policy designed for it. Just as for a trip to Costa Rica you would need an insurance policy with a strong focus on adventure sports, your UK travel insurance should have the following coverages, all of which are included in your IATI Classic and IATI Star:

24-hour assistance in your language

You’re heading to the UK to have a good time, and it’s crucial that if you encounter any incidents, you can find a quick and easy solution. Even if you have some knowledge of English, explaining that you’ve experienced an accident or theft in a language that is not your native tongue can be time-consuming and may result in crucial details being missed. That’s why at IATI, we always provide assistance in your language and strive to make things simple for you, ensuring you can resume your trip as swiftly as possible.

Day or night, whether it’s Monday or Sunday, we will always be available for you: 24 hours a day, 7 days a week. Moreover, if you reach out to us via telephone and provide proof of the call, we will reimburse you for the cost of the international call, ensuring you don’t have to bear the expense yourself.

With your UK travel insurance, you will receive complimentary assistance in your preferred language at any time, ensuring your peace of mind throughout your journey.

jacobite train in the united kingdom

Extensive health care coverage

This is one of the European countries where healthcare expenses can be among the highest. Even a simple visit for getting stitches, an X-ray, or a few hours of hospitalization can accumulate substantial bills that can significantly impact your trip negatively.

But thanks to your international travel insurance to the UK, you’ll have up to €1.000.000 (if you are travelling with IATI Star) and up to €500,000 (if you are travelling with IATI Classic) exclusively for medical assistance. So you’ll have free access to the best specialists in the country without having to pay anything out of pocket. We’ll take care of it.

No deductibles, you don’t have to pay anything out of your pocket

Be cautious when selecting your travel insurance policy for the UK, as many companies often include a deductible policy hidden in the fine print to mask their pricing. Are you familiar with what deductibles mean? For instance, if there is a 100 euro deductible, you would be responsible for paying the initial 100 euros of each medical visit. Therefore, if the bill amounted to 120 euros, your travel insurance to the UK would only cover 20 euros, even if you have already paid for your policy!

At IATI, we do not work with deductibles, and by travelling with IATI Classic and IATI Star, we ensure coverage from the first penny, without any additional out-of-pocket expenses for you.

No upfront payment for medical expenses

One common practice among many private insurance companies that offer coverage for trips abroad is to require you to pay all the costs upfront. Then, upon your return, you have to go through the cumbersome process of trying to obtain reimbursement.

With your UK travel insurance from IATI, the process becomes much easier and more convenient for you. Once you contact us, we will guide you to the appropriate facility to handle your case, where they will be ready to assist you. We will then take care of the costs associated with your visit, including any necessary tests, hospitalizations, or prescribed medication.

In case of an emergency where you are unable to contact us beforehand, we also simplify the process for you. Simply provide us with the relevant medical reports and invoices afterwards, and we will promptly reimburse you.

Baggage loss and theft coverage included

IATI Classic and IATI Star are the best travel insurances for travelling to the United Kingdom because they offer comprehensive coverage that extends beyond medical issues. You can rest assured knowing that you’ll be protected in situations such as theft, flight disruptions, baggage incidents, and repatriation. Here are just a few examples of the coverage provided:

IATI Classic:

Theft and luggage issues: Coverage of up to 1,000 euros.
Convalescence in a hotel as prescribed by a doctor: Coverage of up to 1,260 euros.
Repatriation: 100% coverage.
Delay in delivery of checked baggage: Coverage of up to 120 euros.
Private civil liability: Coverage of up to 30,000 euros.

IATI Star:

Theft and luggage issues: Coverage of up to 2,500 euros.
Convalescence in a hotel as prescribed by a doctor: Coverage of up to 1,400 euros.
Repatriation: 100% coverage.
Delay in the departure of transportation: Coverage of up to 300 euros.
Delay in delivery of checked baggage: Coverage of up to 300 euros.
Private civil liability: Coverage of up to 60,000 euros.

Whether you fall ill or require assistance with other unforeseen circumstances during your trip, we will be there for you. IATI ensures that you have the support and coverage you need for a worry-free getaway.

Stonehenge no reino unido

Cancellation option: cancelling your trip to the UK

A trip to the UK involves various expenses such as flight bookings, accommodation reservations, and sometimes even car rentals for independent exploration—a significant investment. It’s not uncommon to wonder, “What if I am unable to travel due to a serious reason? Will I lose all the money I’ve already spent?”

With over 135 years of experience and a leading position in the international insurance industry, IATI understands your concerns and constantly updates its offerings to meet your needs. That’s why we have introduced the Travel Cancellation Supplement, a pioneering feature. This supplement provides reimbursement of up to 5,000 euros (IATI Star) and 2,000 euros (IATI Classic) if you have to cancel your trip for any of the numerous covered reasons, ensuring you receive compensation for travel expenses that cannot be recovered directly from your official suppliers.

With your international travel insurance for the UK, we provide coverage from the beginning to the end of your trip, as well as before your trip commences if desired. You can easily add the Cancellation Supplement with a simple click when you select your policy.

UK travel insurance coverage

Your UK travel insurance must include the essential coverage, all of which are included in your IATI Classic or IATI Star policies. However, these policies, also offer additional coverages that are likely to be of interest to you. You can find detailed information about these additional coverages on the policies contracting pages.

The tables below offer a visual representation of the coverage amounts that hold specific importance to you:

If your country of residence is within the European Union:

Travel Insurance for the UK	Medical Expenses Coverage	Theft and damage to luggage	Convalescence in a hotel	Cancellation costs (optional)	Repatriation
IATI Classic	500,000 €	1,000 €	1,260€	2,000 €	100%

If your country of residence is outside the European Union:

Travel Insurance for the UK	Medical Expenses Coverage	Theft and damage to luggage	Convalescence in a hotel	Cancellation costs (optional)	Repatriation
IATI Star	1,000,000 €	2,500 €	1,400€	5,000 €	100%

How much does UK travel insurance cost?

The excellent price/ quality ratio offered by these policies will undoubtedly convince you that they are the best travel insurance policies for your trip to the UK.

Not only is the price a small fraction of your overall travel budget, but it also represents significant savings if you require assistance at any point during your trip.

IATI Classic:

International medical insurance	Price for 1 week	Price for 2 weeks	Price for 3 weeks
IATI Classic	32,00 €	50,00 €	60,00 €

IATI Star:

International medical insurance	Price for 1 week	Price for 2 weeks	Price for 3 weeks
IATI Star	63’44 €	99,38 €	123,62 €

People crossing the Millennium Bridge in london

How to hire the best travel insurance for the United Kingdom

Thanks to the intuitive menu, you will quickly see how easy it is to get travel insurance for the UK:

Simply enter the following information:

Your place of departure for the trip;
Travel destination: United Kingdom;
Start and end dates of the trip;
Number of travellers;
Type of insurance: travel insurance.

After filling in this menu and clicking on “Get a quote”, select your IATI Classic or IATI Star insurance and click “Contract”. This is where, with just one more click, you can add the Cancellation Supplement, as we explained earlier, you can recover your money in case you have to cancel your trip for any of the reasons considered.

Just enter your personal information, make the payment and in your email, you will receive the UK travel insurance details you just hired, with all the information to contact us if you need assistance.

And that’s it! In just 3 minutes, you have already ensured the tranquillity of your trip with the best coverage and the best price!

Useful information for safe travel to the UK

Best time to travel to the UK

In terms of weather, the period from May to September is the optimal time to travel to the UK, as temperatures are generally more pleasant. However, it is important to keep in mind that you can encounter all four seasons in a single day, so it is advisable to pack warm layers and rain protection. Additionally, visiting the UK during Christmas, despite the cold temperatures, presents a wonderful opportunity to explore the markets and immerse yourself in the festive atmosphere.

house in the middle of a river in scotland, united kingdom

Security in the UK

The UK is generally regarded as a safe country, but it is always wise to exercise common sense and take necessary precautions. While instances of theft targeting tourists do occur, overall crime rates in the UK do not typically pose significant risks to travellers.

Healthcare in the UK

Medical expenses in the UK can be very high, which is why it is strongly advised to have travel insurance that provides comprehensive coverage throughout your visit.

IATI Classic and IATI Star offer the best policies for this destination, providing exclusive coverage for medical assistance. Additionally, it offers protection for various situations that can arise during your trip, such as theft, baggage issues, flight disruptions, and even repatriation. Don’t take chances during your trip to the UK; travel with peace of mind by securing your insurance now.

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What to do in Zanzibar: the best experiences

7 minutos de lectura

Fancy a trip to one of the most desirable destinations in the Indian Ocean? Perfect! Today, on the IATI blog, we bring you a selection of the best experiences you can have in Zanzibar. Enjoy spectacular white sandy beaches, with the sea displaying hundreds of shades of blue and green. You’ll find luxurious resorts, diverse seabeds, and unique endemic species. Just remember that in Zanzibar, everything works at a relaxed pace, or in other words, little by little. So, leave the rush and stress at home because you’re heading to paradise. A place where all problems are solved with a Hakuna Matata. Getting to Zanzibar A 20-minute flight on a small plane with 12 seats awaits you, bringing an island half the size of Majorca right to your feet. Undoubtedly, this short journey is the best introduction to this African pearl, located 36 kilometres off the coast of Tanzania. While the island can be accessed from various international airports, most travellers take off from Dar es Salaam (Tanzania) and fly over the ocean to reach Zanzibar. Alternatively, ferries depart from Dar es Salaam harbour. Fast ferries take about 2 hours, and slower, more affordable ferries take 4 hours. The official ticket offices are located at the Azam Marine-Coastal Fast Ferries building. Enjoying life on dream beaches Driving on bumpy roads has its rewards: access to Zanzibar’s stunning beaches, which are considered by many as the best in Africa. The most beautiful ones are concentrated on the East Coast. Long stretches of white sand, sheltered by coral reefs and adorned with slender palm trees, extend from Nungwi, one of the main tourist spots on the northern tip of the island—where you can observe dhows being built—to Jambiani, a beach famous for the incredible turquoise hues of its waters. Take note of these names: Kendwa, located very close to Nungwi and perfect for swimming; Pongwe, a quiet and uncrowded beach; Matemwe, boasting a lively village and fine sand; and Paje, an ideal spot for kitesurfing. However, keep in mind that swimming in the warm waters of the Indian Ocean always depends on the tide. Precisely on these beaches, you can book all the excursions we are going to recommend and even customize them to your liking by negotiating with the staff. Another option to book these excursions is to go through a local agency. Sail aboard a dhow cruise in Menai Bay One of Zanzibar’s most popular activities is sailing around Menai Bay, a marine reserve in the southwest, dotted with picture-postcard sandbanks, mangroves, and coral reefs. You’ll embark on this adventure aboard a dhow, a sailing vessel of Arab origin that once transported goods and now carries travellers with the soul of explorers. The plan for the trip: snorkel, sunbathe on an uninhabited islet, stop for lunch – usually a barbecue buffet and fall in love with this corner of Zanzibar, which has been protected since 1997. A tip? If the tide is low, you’ll have to walk to the boat, so be sure to pack a waterproof rucksack and closed shoes. Safe travelling in Zanzibar This incredible African paradise awaits you with a wide variety of things to do. That’s why it’s essential to be able to enjoy them, knowing that if anything happens, you’ll always be in the best hands. It is extremely important to have travel insurance for Zanzibar that protects you from the beginning to the end of this experience. IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union) offers the best insurance for this demanding destination, and thanks to its extensive coverage, it will take care of you at all times. Whether you’re engaging in adventure sports like snorkelling, facing problems with your luggage, experiencing theft, dealing with transportation issues, or requiring high medical coverage, IATI Backpacker has you covered. So choose to enjoy this destination with peace of mind, travel with confidence, and get your insurance now. Explore Stone Town in search of Zanzibar’s soul It would be unforgivable to travel to Zanzibar without stopping in Stone Town, the old town of its capital. It is a fascinating maze of narrow streets, declared a World Heritage Site, which witnessed the passage of various cultures that sought to conquer the island. Admire its famous wooden gates carved with large brass pieces, once used to deter elephants. Explore the vibrant Darajan market, where life goes on untouched by tourism. Visit the old Omani fort, the Persian baths, and the houses made of peeling coral stone. Take a stroll in the lively Forodhan Gardens and discover the historic House of Wonders and the Anglican Cathedral. The eerie cells of the former slave market serve as a poignant reminder that this island was once the main slave-trading center in Africa. Notably, this is the birthplace of Freddy Mercury, making it well worth leaving the Dolce far niente of the beach for a few hours. A word of advice: try to avoid the papacy, the unofficial guides who will attempt to convince you to hire their services. From Stone Town, you can take a boat to Prison Island, which has a significant historical past as a slave prison and quarantine centre for the sick. Today, it has transformed into a nature reserve housing giant tortoises that were brought from Seychelles in the late 19th century. Walk through Jozani Forest to see the last red colobus monkeys You shouldn’t leave the island without visiting Jozani Forest because it is the only place in the world where you can find the red colobus monkey, a species at serious risk of extinction. Approximately 2,300 of these monkeys live here, and they are pretty accustomed to the presence of tourists, making it a unique and unforgettable experience. Additionally, Jozani Forest is the last remaining rainforest stronghold in Zanzibar, adding to its significance. However, due to the high humidity and usually hot weather, the forest is prone to mosquitoes. To enjoy your visit comfortably, we recommend wearing trousers and a long-sleeved T-shirt, applying mosquito repellent, and carrying water to stay hydrated. The guided tour, lasting about 2 hours, will take you through mangroves, alongside substantial mahogany trees and sycamores, allowing you to discover the great ecological value of this area. While there is a small coffee shop available, it’s a good idea to bring your water for additional refreshment. Make sure to explore Jozani Forest to see the last red colobus monkeys and appreciate the remarkable natural beauty of this unique ecosystem. Eat or Drink at The Rock Indulge in a unique dining experience at The Rock, a small luxury restaurant perched on a rock that can only be reached by boat at high tide. While it may be a popular spot featured in countless Instagram galleries, it offers an unforgettable culinary adventure. We can’t deny that it’s a touristy destination, but the quality of the food and the exceptional location make it a worthwhile experience. Situated opposite Michanwi Pingwe Beach and surrounded by the enchanting beauty of the Indian Ocean, dining at The Rock is a truly magical experience. Visit a Spice Plantation In the 19th century, during the Sultanate of Oman’s reign, Zanzibar flourished in a golden age, fuelled by the trade in cloves and other spices. While its significance in the national economy has diminished today, there are still plantations in the centre of the island that you can visit during an excursion. There, you’ll have the opportunity to learn about the culinary and therapeutic properties of spices like the ubiquitous cloves, as well as vanilla, black pepper, cinnamon, nutmeg, and cardamom, and discover exotic tropical fruits you might not be familiar with. The visit only takes a few hours, so if you’re up for it, you know what to do. Snorkelling or Scuba Diving at Mnemba Atoll For snorkelling enthusiasts, the enchanting seabed you’re seeking lies at the atoll of the tiny Mnemba Island, Zanzibar’s most famous marine protected area. Prepare to be amazed by vibrant coral reefs, schools of tuna, barracuda, colourful fish, and even the chance to spot green turtles and dolphins. It’s the perfect activity to discover that the underwater beauty of this island is just as fascinating as the beauty on land. Collecting Stunning Sunsets Whether you’re in the gardens of Forodhani, on a secluded desert islet, lying in a hammock, or sipping a cocktail at a resort, it doesn’t matter where you are in Zanzibar; you’re in for an unforgettable treat. Zanzibar’s sunsets are some of the most breathtaking you’ll ever witness. As the sun slowly descends, the sky transforms into vivid shades of red and orange, while the sand glistens with a golden glow. The beauty is simply mesmerising. If you find yourself wishing to stop time and make these sunsets last forever, don’t worry, you’re not alone. We’ve all yearned for the same magical experience. What do you think about this variety of things to do in Zanzibar? We’re sure you can’t wait any longer to go to this paradise! Let’s go!

Travel Insurance for the Dominican Republic

10 minutos de lectura

What is the best travel insurance for the Dominican Republic? If your travel plans include this spectacular tropical paradise and you’re already organizing your trip, it’s very normal to ask yourself this question. Along with booking flights and accommodation, getting travel insurance for the Dominican Republic is the third pillar of preparation for this exciting adventure. Soon, you’ll be surrounded by crystal clear waters and white sandy beaches, ready to relax and enjoy this much-deserved break. To help you prepare, we’ve created this guide to show you the best international medical policy for this destination, the essential coverage you’ll need, and how to get your insurance for the Dominican Republic easily. Get your swimsuit ready, you’re almost in this amazing beach paradise! Why get travel insurance for the Dominican Republic When we travel abroad, everything changes and depending on the country we are in, we may face healthcare of dubious quality and medical centres where care comes at a disproportionate cost. As you can see, having travel insurance for the Dominican Republic is essential to guarantee quality care in the best centres of the country, that will be completely free for you. A stumble that turns into a visit to the doctor for a sprained ankle, an accident when you climb above 3,000 meters in your ascent to Pico Duarte, a Dominican cuisine dish that doesn’t sit well with you, the not-so-uncommon bite of a mosquito that can carry dengue or malaria, or any other incident that would be a visit to the doctor with no significance at home (fever, infection, allergy, discomfort…), without the best insurance to travel to the Dominican Republic, could turn into a bill of thousands of euros or a visit to a medical centre of dubious quality. But in addition to health issues, a good international medical policy should cover all aspects that may arise during a trip. Therefore, thanks to your travel insurance to the Dominican Republic, you will also be covered for situations such as violent theft, problems with your luggage, delays, or, if you decide so, cancellation of your trip in case something prevents you from carrying it out. In summary, getting travel insurance to the Dominican Republic is an essential step so you can focus solely on enjoying it, knowing that you will be in the best hands if something happens to you. What is the best medical travel insurance for the Dominican Republic? After explaining the purpose of a travel policy, it is evident that having travel insurance for the Dominican Republic is essential. In the next section of this guide to getting your travel insurance for the Dominican Republic, we will detail the characteristics that your policy should have. IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey. What a good travel insurance to the Dominican Republic should have: Characteristics Good travel insurance covers the specific needs of the destination you are visiting. Therefore, the policy you used for your trip to Paris, is not enough for this trip. All of these features, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now. Free 24-hour assistance You are heading to the Caribbean to enjoy your trip 24 hours a day. That is why we will be by your side 24 hours a day, 7 days a week. Whether it’s night-time or early morning, whenever you need us, you can contact us to resolve any incidents that arise during your trip. In addition, if you do it by phone, we will reimburse you for the cost of the international call when you provide us with the receipt, so you do not have to bear that expense. Extensive medical assistance coverage in the Dominican Republic As you have seen, the cost of quality medical care in this country is high, and many causes may lead you to need it. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. With up to half a million euros allocated exclusively to medical expenses, you ensure the best available assistance in the country. Adventure sports in the Dominican Republic If you have chosen this tropical paradise as your next destination, you probably already know that it offers a lot more plans than lying in the sun on its idyllic beaches. Rafting down the rapids in Jarabacoa, canyoning in Jimenoa, hiking routes up to the 3,087 meters high Pico Duarte, cycling routes through the interior, surfing around the entire island, or snorkelling and diving up to 40 meters to enjoy the country’s underwater landscapes are some of the activities you should not miss. All these activities have something in common: they are not covered by most travel insurance policies for the Dominican Republic, and different companies tend to not help you if something unexpected happens while you enjoy these activities. (Yes, even snorkelling just a few meters from the shore requires an international policy.) Thanks to the Adventure Sports Coverage, you can live these and many more experiences knowing that they will be fully covered by your travel insurance to the Dominican Republic. Without deductibles, you won’t have to pay anything out of your pocket When it comes to purchasing travel insurance for the Dominican Republic, it’s important to always read the fine print. This is where many companies hide “traps” to reduce costs, such as deductibles. In the case of a 100 euro deductible, it means that every time you need medical assistance, you’ll have to pay the first 100 euros yourself. This expense can grow during your trip depending on whether you require continuous care. At IATI, none of our policies have deductibles, and we guarantee to cover your medical expenses from the first cent when you travel with your insurance for the Dominican Republic. No need for advanced money for medical assistance Another common practice in private medical insurance policies covering overseas travel is to require you to pay for the necessary medical care and then go through a tedious process to obtain reimbursement of the costs. This means that, if you need thousands of euros in medical care, you will have to pay for it out of your pocket and thus completely undermine the experience of this great trip. If you have your IATI Total Comfort or IATI Star as your travel insurance for the Dominican Republic, you don’t have to worry about this. The process is simple: when you need any type of medical assistance contact us and we will direct you to the nearest best-equipped centre to handle your case. When you arrive there, they’ll be waiting for you, and we’ll take care of covering the costs of your visit, including any tests, hospital stays, or medications prescribed by the specialist. If you’re unable to contact us before receiving medical assistance due to an emergency, you simply need to provide us with the relevant medical reports and receipts, and we’ll reimburse you as soon as possible. Lost luggage and theft included IATI Total Comfort and IATI Star are the best travel insurances for the Dominican Republic because, in addition to its extensive medical coverage, it takes into account other aspects that may arise during your trip. You and your luggage are going to the Dominican Republic, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Cancellation option – cancelling your trip to the Dominican Republic Flights to Santo Domingo, accommodation for your entire trip, the activities you decide to book in advance, domestic transportation… Organizing this trip is a major investment and that’s why you may have wondered, “What would happen if I had to cancel my trip? Will I lose all the money I’ve spent?” To answer this question, at IATI we were pioneers in creating the so-called Trip Cancellation Supplement. When you get the best travel insurance for the Dominican Republic, IATI Backpacker, you can add this supplement with which, in case you have to cancel your trip due to one of the covered causes, we will reimburse you up to 2,000 euros of your travel expenses that you cannot recover directly from your provider. As you can see, travel insurance for the Dominican Republic is essential, and with it, we will cover you during your trip. But thanks to the Trip Cancellation Supplement, you will also be protected in case you cannot travel. Travel insurance coverage in the Dominican Republic Now that you know the coverage your travel insurance for the Dominican Republic should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance to the Dominican Republic cost? The cost of your travel insurance for the Dominican Republic, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for the Dominican Republic Hiring insurance to travel to the Dominican Republic is a quick and easy process thanks to IATI’s intuitive menu. You just need to follow these steps: In the menu, you will need to enter the details of your trip: • Your place of residence; • The destination of the trip: in this case, the Dominican Republic; • The start and end dates of the trip; • The number of travellers; • Type of insurance: travel insurance. After filling in the menu, click “Get a quote”, choose your IATI Total Comfort or IATI Star policy, and then click “Contract”. At this point, you can purchase the Trip Cancellation Supplement we just talked about. It is a favourite among our travellers because it allows you to recover up to 2,000 euros of your travel expenses if you are unable to travel. Now, all you must do is complete your personal information, make the payment, and you will receive the information about your travel insurance to the Dominican Republic and the necessary contact details in case you need any type of assistance during your visit to the country. That’s how easy it is to hire your travel insurance policy! Useful information for travelling safely to the Dominican Republic Best time to travel to the Dominican Republic The European summer, mainly due to work and school holidays, is usually the time when most tourists head to the Caribbean. Visiting the country during these months, due to high demand, often means higher prices for both accommodation and international flights. Although you will enjoy the high temperatures, it is also a time when there is a higher risk of encountering hurricanes. Between October and March, the risk of hurricanes practically disappears and the average temperature of around 27 degrees makes this trip to the Dominican Republic a safe bet. Safety in the Dominican Republic The Dominican Republic is considered a safe country for tourists. However, it is always necessary to take some precautions and use common sense. There have been cases of violent robberies in large cities, and although these do not usually affect travellers, it is recommended not to offer resistance to this type of event. Health in the Dominican Republic The country’s public hospitals are quite deficient, and the price of private healthcare is high. Therefore, it is essential to have travel insurance with extensive coverage.

Travel Insurance to Malta

9 minutos de lectura

What is the best travel insurance for Malta? If your plans include visiting this wonderful island country in the Mediterranean, where many pleasant surprises await you, it is normal to wonder which international travel insurance policy offers the best coverage for visiting its three islands. We understand your concerns. You are about to visit a destination that offers incredible beaches and a rich historical legacy, and you want to ensure that you are protected in case anything happens. In this comprehensive guide, we will show you the best travel insurance for Malta, its exceptional coverage options, and how to obtain it quickly and easily. Why should you get travel insurance for Malta? In Malta, there are public hospitals like Mater Dei in Msida, as well as first-class private hospitals like Saint Jaimes Hospital in Silema. If your country of residence is within the EU and you only have the EHIC (European Health Insurance Card), your coverage may be limited to public centers. It is strongly advised that all travellers may take precautions and obtain insurance to cover all eventualities during their trip. Therefore, it is crucial to have travel insurance for Malta that provides comprehensive coverage. This ensures that if the need arises, you can receive treatment with all the necessary guarantees at the best hospitals and medical centers in the country. Additionally, health conditions in Malta are similar to those in the rest of the European Union, although certain surgical procedures or treatments may require medical transfers to other countries. Hence, it is also essential for insurance coverage for travelling to Malta to take such cases into account and provide coverage for transfers to centers where you can receive the required care. A minor mishap such as a slip in the beautiful historic center of La Veleta resulting in a sprained ankle, a jellyfish sting while enjoying the crystal clear waters of the Maltese coast, a digestive issue from sampling its delicious cuisine, or any other incident that would have a simpler solution at home (such as an infection, muscle problem, or allergy) could lead to costly bills and jeopardize your trip without an international travel insurance policy for Malta. With your Malta travel insurance, however, you can rest assured that you will have swift access to the best medical facilities in the country without any financial burden. Moreover, your travel insurance policy offers protection beyond just your health, which sets it apart from the European Health Insurance Card. By obtaining international travel insurance, you will also be covered for theft, issues with your luggage, flight problems, repatriation, and even the possibility of reimbursement if you have to cancel your trip. What is the best travel insurance for Malta? In the following section, we are going to show you which are the essential coverages that the best travel insurance to Malta should have to guarantee you the best protection from the beginning to the end of this adventure. In this way, if your country of residence is within the European Union, we recommend IATI Classic, the perfect ally for your trip to Malta. If your country of residence is outside the European Union, your best ally for this trip will be IATI Star. Are you planning to engage in activities such as diving, surfing, or other adventure sports during your visit to Malta? If so, don’t miss the following section where we discuss these activities. 24-hour service in your language The most important thing when an incident arises in the middle of a trip is that it can be resolved quickly and easily. Therefore, it is crucial to be able to communicate in your language. Can you imagine having to ask for help in Maltese or English? It would waste time and could be crucial in certain situations. That’s why with your travel insurance to Malta, IATI Standard, we will always assist in your language. Your trip is not complete until you return home, so we are available to you 24 hours a day, 7 days a week, without exceptions. Additionally, if you choose to contact us by phone, we will reimburse you for the cost of the international call, so you don’t have to pay for it yourself. Comprehensive medical coverage Accessing quality medical care can be expensive, and even a minor accident like slipping on the rocks of a picturesque Maltese beach could result in a significant medical bill. That’s why our IATI Classic provides up to 500,000 euros of coverage for medical assistance, and IATI Star provides up to 1,000,000€. With this coverage, you can always receive top-notch medical care and, in the case of a serious incident that cannot be treated locally, you may even be transferred to another location for necessary treatment. Adventure sports in Malta If you have plans to engage in thrilling activities like diving, cycling, snorkelling, hiking, or jet skiing during your visit to this Mediterranean paradise, both of these policies include this feature. Do these activities align with your plans? Don’t hesitate any longer and secure your insurance now. No deductibles, no out-of-pocket expenses It’s common for many companies to hide excess fees in the fine print, leaving travellers unaware until it’s too late. Are you familiar with how deductibles work? With a 100 euro excess fee, for example, you would have to pay the first 100 euros every time you require medical assistance, even if you already have travel insurance for Malta. At IATI, we do not work with deductibles. With your IATI policies, you will always be fully covered from the first euro up to 500,000 (IATI Classic) and up to 1,000,000 euros (IATI Star), ensuring that you won’t have to pay anything out of pocket. No cash advance is required for medical care In contrast, many private health insurances that offer limited coverage abroad often require you to pay for medical care upfront and then go through a cumbersome process to seek reimbursement. This not only creates inconvenience but can also be detrimental to your trip if you are faced with a substantial bill. With your IATI travel insurance for Malta, you won’t have to worry about paying out of pocket. The process is straightforward: When you require assistance and contact us, we will promptly direct you to the nearest high-quality medical center that is best suited to address your needs. Upon arrival, they will be expecting you, and we will handle the costs of your visit, including any necessary tests or prescribed medications from a specialist. In the event of an emergency where you need to see a doctor without being able to contact us in advance, we have simplified the procedure for you. Simply provide us with all the relevant medical reports and invoices, and we will reimburse the expenses as quickly as possible. Coverage for loss of luggage and theft included While Malta is generally a safe country for tourists, unforeseen events such as theft or loss of luggage can occur anywhere, even in your neighbourhood. For instance, with IATI Classic you will have coverage of up to 1,000 euros and with IATI Star of up to 2,500€ specifically for incidents like theft and damage to luggage. But that’s not all. With IATI policies for Malta, you will also benefit from additional coverage, including compensation for delayed departure of your means of transport, delayed delivery of checked baggage, cash advances, and private civil liability coverage, among many others. Cancellation option – cancelling your trip to Malta Planning a trip to Malta involves purchasing flights, booking accommodations, and arranging various activities to explore this wonderful destination. Naturally, questions may arise such as, “What happens if I need to cancel my trip due to a serious reason? Will I lose all the money I’ve invested in this trip?” To address this concern, IATI was a pioneer in offering the Travel Cancellation Supplement, which you can add to your IATI Classic and IATI Star International Malta policies. With this supplement, we will reimburse you up to 2,000 euros (IATI Classic) and up to 5,000€ (IATI Star) if you are unable to travel for any of the specified reasons, covering expenses that you are unable to recover directly from your official provider. The Travel Cancellation Supplement has become a favourite among thousands of IATI travellers! Malta travel insurance coverage The coverages we have just shown you are the essential ones that your travel insurance for Malta should offer, all of which are included in your IATI Classic and IATI Star policies. However, this comprehensive policy also includes many more interesting features that you can review on its dedicated contracting page. The following table provides a more visual representation of the key coverage figures: IATI Classic, if your country of residence is within the EU: IATI Star, if your country of residence is within the EU: How much does travel insurance to Malta cost? The incredible value for money of travel insurance to Malta is what will convince you that it is the best international travel insurance policy for this destination. As you can see, even the price of insurance for 3 weeks is still less than the cost of one night in a hotel. It is a small amount in your travel budget but can save you a significant amount of money and make things much easier should you need assistance during your visit to the country. IATI Classic, if your country of residence is within the EU: IATI Star, if your country of residence is within the EU: How to purchase the best travel insurance to Malta Buying travel insurance to Malta is a quick and easy process. Follow these steps: In the menu, enter your travel details: • Your place of residence • The destination of your trip (in this case, Malta) • The start and end dates of your trip • The number of travellers • Type of insurance: travel insurance Once you have completed the menu, click on “Get a quote” and select your IATI Classic or IATI Star. Then, click on “Contract.” At this point, you can also opt for the Cancellation Supplement we mentioned earlier. This supplement allows you to recover a certain amount of the costs of your trip if you have to cancel it. It’s well worth it! Fill in your personal information, make the payment, and you will receive an email with your Malta travel insurance information and contact details in case you need any assistance. It’s that easy to make sure you have a great trip! Useful information for safe travel to Malta Safety in Malta Malta is a safe country for tourists, but it is worth keeping in mind certain advice and warnings, and always be careful. Health in Malta If your country of residence is within the EU, the EHIC (European Health Insurance Card) is not enough to protect your health during your trip, and it does not offer any other type of coverage. If your country of residence is outside the EU we recommend a bigger coverage. It is essential to have the best travel insurance for Malta to ensure you have the trip you deserve. The IATI Classic and IATI Starpolicies are the best options for this destination, offering great coverage for medical assistance and other great features. We will take care of you from the start to the finish of your trip.