Travel Insurance to Malta

9 minutos de lectura

Cityscape of Valletta, Malta, featuring historic buildings and a prominent dome.

What is the best travel insurance for Malta? If your plans include visiting this wonderful island country in the Mediterranean, where many pleasant surprises await you, it is normal to wonder which international travel insurance policy offers the best coverage for visiting its three islands.

We understand your concerns. You are about to visit a destination that offers incredible beaches and a rich historical legacy, and you want to ensure that you are protected in case anything happens. In this comprehensive guide, we will show you the best travel insurance for Malta, its exceptional coverage options, and how to obtain it quickly and easily.

Why should you get travel insurance for Malta?

In Malta, there are public hospitals like Mater Dei in Msida, as well as first-class private hospitals like Saint Jaimes Hospital in Silema. If your country of residence is within the EU and you only have the EHIC (European Health Insurance Card), your coverage may be limited to public centers.

It is strongly advised that all travellers may take precautions and obtain insurance to cover all eventualities during their trip.

Therefore, it is crucial to have travel insurance for Malta that provides comprehensive coverage. This ensures that if the need arises, you can receive treatment with all the necessary guarantees at the best hospitals and medical centers in the country. Additionally, health conditions in Malta are similar to those in the rest of the European Union, although certain surgical procedures or treatments may require medical transfers to other countries.

Hence, it is also essential for insurance coverage for travelling to Malta to take such cases into account and provide coverage for transfers to centers where you can receive the required care.

boats sailing in Grand Harbour, Malta

A minor mishap such as a slip in the beautiful historic center of La Veleta resulting in a sprained ankle, a jellyfish sting while enjoying the crystal clear waters of the Maltese coast, a digestive issue from sampling its delicious cuisine, or any other incident that would have a simpler solution at home (such as an infection, muscle problem, or allergy) could lead to costly bills and jeopardize your trip without an international travel insurance policy for Malta. With your Malta travel insurance, however, you can rest assured that you will have swift access to the best medical facilities in the country without any financial burden.

Moreover, your travel insurance policy offers protection beyond just your health, which sets it apart from the European Health Insurance Card. By obtaining international travel insurance, you will also be covered for theft, issues with your luggage, flight problems, repatriation, and even the possibility of reimbursement if you have to cancel your trip.

What is the best travel insurance for Malta?

In the following section, we are going to show you which are the essential coverages that the best travel insurance to Malta should have to guarantee you the best protection from the beginning to the end of this adventure.

In this way, if your country of residence is within the European Union, we recommend IATI Classic, the perfect ally for your trip to Malta. If your country of residence is outside the European Union, your best ally for this trip will be IATI Star.

Are you planning to engage in activities such as diving, surfing, or other adventure sports during your visit to Malta? If so, don’t miss the following section where we discuss these activities.

24-hour service in your language

The most important thing when an incident arises in the middle of a trip is that it can be resolved quickly and easily. Therefore, it is crucial to be able to communicate in your language. Can you imagine having to ask for help in Maltese or English? It would waste time and could be crucial in certain situations.

That’s why with your travel insurance to Malta, IATI Standard, we will always assist in your language. Your trip is not complete until you return home, so we are available to you 24 hours a day, 7 days a week, without exceptions. Additionally, if you choose to contact us by phone, we will reimburse you for the cost of the international call, so you don’t have to pay for it yourself.

Comprehensive medical coverage

Accessing quality medical care can be expensive, and even a minor accident like slipping on the rocks of a picturesque Maltese beach could result in a significant medical bill. That’s why our IATI Classic provides up to 500,000 euros of coverage for medical assistance, and IATI Star provides up to 1,000,000€. With this coverage, you can always receive top-notch medical care and, in the case of a serious incident that cannot be treated locally, you may even be transferred to another location for necessary treatment.

sailing boats in Marsaxlokk, Malta

Adventure sports in Malta

If you have plans to engage in thrilling activities like diving, cycling, snorkelling, hiking, or jet skiing during your visit to this Mediterranean paradise, both of these policies include this feature.

Do these activities align with your plans? Don’t hesitate any longer and secure your insurance now.

No deductibles, no out-of-pocket expenses

It’s common for many companies to hide excess fees in the fine print, leaving travellers unaware until it’s too late. Are you familiar with how deductibles work? With a 100 euro excess fee, for example, you would have to pay the first 100 euros every time you require medical assistance, even if you already have travel insurance for Malta.

At IATI, we do not work with deductibles. With your IATI policies, you will always be fully covered from the first euro up to 500,000 (IATI Classic) and up to 1,000,000 euros (IATI Star), ensuring that you won’t have to pay anything out of pocket.

No cash advance is required for medical care

In contrast, many private health insurances that offer limited coverage abroad often require you to pay for medical care upfront and then go through a cumbersome process to seek reimbursement. This not only creates inconvenience but can also be detrimental to your trip if you are faced with a substantial bill.

With your IATI travel insurance for Malta, you won’t have to worry about paying out of pocket. The process is straightforward: When you require assistance and contact us, we will promptly direct you to the nearest high-quality medical center that is best suited to address your needs. Upon arrival, they will be expecting you, and we will handle the costs of your visit, including any necessary tests or prescribed medications from a specialist.

In the event of an emergency where you need to see a doctor without being able to contact us in advance, we have simplified the procedure for you. Simply provide us with all the relevant medical reports and invoices, and we will reimburse the expenses as quickly as possible.

Coverage for loss of luggage and theft included

While Malta is generally a safe country for tourists, unforeseen events such as theft or loss of luggage can occur anywhere, even in your neighbourhood. For instance, with IATI Classic you will have coverage of up to 1,000 euros and with IATI Star of up to 2,500€ specifically for incidents like theft and damage to luggage.

But that’s not all. With IATI policies for Malta, you will also benefit from additional coverage, including compensation for delayed departure of your means of transport, delayed delivery of checked baggage, cash advances, and private civil liability coverage, among many others.

Cancellation option – cancelling your trip to Malta

Planning a trip to Malta involves purchasing flights, booking accommodations, and arranging various activities to explore this wonderful destination. Naturally, questions may arise such as, “What happens if I need to cancel my trip due to a serious reason? Will I lose all the money I’ve invested in this trip?”

To address this concern, IATI was a pioneer in offering the Travel Cancellation Supplement, which you can add to your IATI Classic and IATI Star International Malta policies. With this supplement, we will reimburse you up to 2,000 euros (IATI Classic) and up to 5,000€ (IATI Star) if you are unable to travel for any of the specified reasons, covering expenses that you are unable to recover directly from your official provider.

The Travel Cancellation Supplement has become a favourite among thousands of IATI travellers!

Mellieha, Malta seen from above

Malta travel insurance coverage

The coverages we have just shown you are the essential ones that your travel insurance for Malta should offer, all of which are included in your IATI Classic and IATI Star policies. However, this comprehensive policy also includes many more interesting features that you can review on its dedicated contracting page.

The following table provides a more visual representation of the key coverage figures:

IATI Classic, if your country of residence is within the EU:

Malta Travel Insurance	Medical Expenses Coverage	Theft and damage to luggage	Covid-19 assistance	Cancellation costs (optional)	Repatriation
IATI Classic	500.000 €	1.000 €	Included	2.000 €	100%

IATI Star, if your country of residence is within the EU:

Malta Travel Insurance	Medical Expenses Coverage	Theft and damage to luggage	Covid-19 assistance	Cancellation costs (optional)	Repatriation
IATI Star	1.000.000 €	2.500 €	Included	5.000 €	100%

How much does travel insurance to Malta cost?

The incredible value for money of travel insurance to Malta is what will convince you that it is the best international travel insurance policy for this destination.

As you can see, even the price of insurance for 3 weeks is still less than the cost of one night in a hotel. It is a small amount in your travel budget but can save you a significant amount of money and make things much easier should you need assistance during your visit to the country.

IATI Classic, if your country of residence is within the EU:

International health insurance	Price for 1 week	Price for 2 weeks	Price for 3 weeks
IATI Classic	32 €	50 €	60 €

IATI Star, if your country of residence is within the EU:

International health insurance	Price for 1 week	Price for 2 weeks	Price for 3 weeks
IATI Star	63,44 €	99,38 €	123,62 €

How to purchase the best travel insurance to Malta

Buying travel insurance to Malta is a quick and easy process. Follow these steps:

In the menu, enter your travel details:

Your place of residence

The destination of your trip (in this case, Malta)

The start and end dates of your trip

The number of travellers

Type of insurance: travel insurance

Once you have completed the menu, click on “Get a quote” and select your IATI Classic or IATI Star. Then, click on “Contract.” At this point, you can also opt for the Cancellation Supplement we mentioned earlier. This supplement allows you to recover a certain amount of the costs of your trip if you have to cancel it. It’s well worth it!

Fill in your personal information, make the payment, and you will receive an email with your Malta travel insurance information and contact details in case you need any assistance.

It’s that easy to make sure you have a great trip!

boats in crystal clear water in Comino, Malta

Useful information for safe travel to Malta

Safety in Malta

Malta is a safe country for tourists, but it is worth keeping in mind certain advice and warnings, and always be careful.

Health in Malta

If your country of residence is within the EU, the EHIC (European Health Insurance Card) is not enough to protect your health during your trip, and it does not offer any other type of coverage. If your country of residence is outside the EU we recommend a bigger coverage. It is essential to have the best travel insurance for Malta to ensure you have the trip you deserve.

The IATI Classic and IATI Starpolicies are the best options for this destination, offering great coverage for medical assistance and other great features. We will take care of you from the start to the finish of your trip.

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Travel Insurance for the Maldives

10 minutos de lectura

What is the best travel insurance for the Maldives? The Maldives is the dream destination of thousands of travellers who seek to relax on white sand beaches and crystal-clear waters. To enjoy the comfort of their luxurious resorts, or, for example, enjoy the incredible biodiversity of their underwater environments. If you have already started organizing this adventure, you must have begun to look at flight options to the country, accommodations, and travel insurance for the Maldives that will protect your health and wallet, so that nothing ruins this unique experience that you are about to embark on. In this guide, we will focus on the last point and give you all the necessary information so that you can choose the best travel insurance for the Maldives. We will discuss the coverage you need in the country, its price, and how easy it is to get this insurance. Are you ready to start this journey to paradise? Why get travel insurance for the Maldives? The Maldives is a clear example of a country where having travel insurance is essential, as it is one of the countries where a doctor visit is costly, which makes it essential to have adequate travel insurance. As you can imagine, in a country with over 1,000 islands, it is not always easy to find a medical center, let alone one of good quality. Sometimes, depending on the urgency, it may even be necessary to be transported to another nearby country where you can be treated with the best guarantees. Therefore, it is essential to have the best travel insurance for the Maldives. The Importance of Travel Insurance This spectacular archipelago awaits you with many spectacular activities. A simple stumble while walking the streets of the capital, Malé, can end in a minor ankle sprain; indigestion from trying the typical cuisine; a cut from coral while snorkelling or diving in its incredible underwater world, or simply any problem that would be less serious in our own country (an infection, back problems, routine medical care…) without travel insurance for the Maldives could result in a high bill and a visit to a medical center that is likely below the quality standards we are used to. But your international medical insurance for the Maldives must go far beyond health-related issues and be by your side in case of any incident. IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star.They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey. What is the best travel insurance for the Maldives? In the next section of this guide to getting your travel insurance for the Maldives, we will detail the characteristics that your policy should have. All of these, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now. What features should the best travel insurance for the Maldives have? Your travel insurance for the Maldives must have extensive financial coverage to ensure your safety. In addition, it should come with specific coverage for a trip to this destination. Each trip is different and just as you would need specific coverage to travel to a European city, for a trip to the Maldives, your policy should have the following characteristics, all included in your IATI Total Comfort and IATI Star policies: Free assistance in your language 24 hours a day The official language of the country is Dhivehi, but most workers in tourist accommodations and activities you will engage in speak fluent English. Have you ever imagined needing some kind of assistance and not being able to request it in your language? It would be a big waste of time and in certain situations, it can be extremely necessary for someone to speak the same language as us. That’s why with your travel insurance for the Maldives, we will always assist you in your language. In addition, we will be available to you 24 hours a day and 7 days a week, and you can contact us for free. If you do it by phone from abroad, you only need to send us the receipt for your international call, and we will reimburse you as soon as possible. High Medical Coverage Due to the archipelago’s topography and deficiencies in terms of medical centers on most islands, in severe cases, you may even have to be taken to another country. Therefore, having the best travel insurance for the Maldives is the best guarantee, both for its high coverage and the possibility of medical transfer if necessary. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. Adventure sports in the Maldives A trip to a “beach” destination like this is synonymous with water sports and adventure. As you may be surprised, most international medical insurance does not cover this type of activity. The IATI Backpacker travel insurance for the Maldives, thanks to its Adventure Sports coverage, will protect you when you are enjoying popular activities in this destination. Such as diving up to 40 meters, surfing, windsurfing, beach games, paddle boarding, kayaking/canoeing, jet skiing, zip-lining… and even snorkelling! That’s right, activities that at first glance may seem so simple and that you may think are included in any travel policy, would not be included without the Adventure Sports coverage in your travel insurance to the Maldives. No deductibles, you don’t pay anything out of your pocket Many insurers offer prices that hide in the small print that they work with deductibles. If there is a deductible of 100 euros and you need some medical assistance, you will have to pay the first 100 euros (even though you have already paid the policy), and the insurer will cover the rest of the bill if it is higher than 100€. At IATI, we do not work with deductibles, and we cover every penny of your medical assistance. No need to advance money for medical assistance On the other hand, there are private health insurances that, when you travel abroad and need medical assistance, in addition to covering only a part, require you to make the payment and only weeks later reimburse you. This could mean that you must pay thousands of euros in the middle of your trip to the Maldives for an emergency and only get it back weeks later. With your IATI travel insurance, you won’t have to worry about that, we’ll take care of everything. The process to use your travel insurance for the Maldives is simple: when you need it, just contact us, and explain what type of assistance you need. We will quickly refer you to a quality medical center nearby, where they can help you. Once you get there, they will be waiting for you and, after your visit, we will take care of the costs of the consultation and any possible exams and medications prescribed by the professional. Similarly, if due to an emergency, you cannot contact us before visiting the medical center, we will also be there to support you. Just send us the bills and medical reports and we will reimburse the costs as quickly as possible. Lost luggage and theft included The best travel insurance for the Maldives should go beyond high medical coverage. You and your luggage are going to the Maldives, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Cancellation option – cancelling your trip to the Maldives On a trip like this, there is a considerable economic investment. Buying tickets to the country, reserving hotels and transportation, booking activities… So, it is possible that, like many other travellers, you may wonder: “What if I couldn’t make this trip for a serious reason? Will I lose all the Money invested?” At IATI, we have over 135 years of experience, we are innovation leaders and have adapted all our products to the needs of our travellers. To address this concern, we introduced the option of Trip Cancellation Supplement. Thanks to this coverage, if you cannot take your trip due to one of the many causes considered in the conditions, we will reimburse you up to 2,000 euros to recover travel expenses that you cannot receive from official suppliers. Therefore, if you wish, you can use this money to visit this paradisiacal destination when you can. When you purchase your medical insurance to travel to the Maldives, you can easily add the Cancellation Supplement with a single click. Travel Insurance Coverage for the Maldives Now that you know the coverage your travel insurance for the Maldives should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for the Maldives cost? The cost of your travel insurance for the Maldives, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for the Maldives Thanks to the intuitive menu, you will quickly see how easy it is to get travel insurance for the Maldives: Simply enter the following information: • Your place of departure for the trip; • Travel destination: Maldives; • Start and end dates of the trip; • Number of travellers; • Type of insurance: travel insurance. After filling in this menu and clicking on “Get a quote”, select your IATI Total Comfort or IATI Star insurance and click “Contract”. This is where, with just one more click, you can add the Cancellation Supplement, as we explained earlier, you can recover up to 2,000 euros in case you have to cancel your trip for any of the reasons considered. Just enter your personal information, make the payment and in your email, you will receive the Maldives travel insurance details you just hired, with all the information to contact us if you need assistance. And that’s it! In just 3 minutes, you have already ensured the tranquillity of your trip with the best coverage and the best price! Useful information for travelling safely to the Maldives Best time to travel to the Maldives In terms of climate, the best time to travel to the Maldives is between january and april, thanks to its good temperatures and low presence of rain. Between May and August, there is intense rainfall, although it is still possible to enjoy a safe trip to the Maldives. The average annual temperature is around 28-29 degrees, so you have no excuse not to make this trip at any time! Security in the Maldives The Maldives is a very safe country for travellers within their tourist areas. Health in the Maldives As it is an archipelago with more than a thousand islands, you may not always have quality health posts nearby. In addition, medical care in the country is very expensive for tourists. That’s why IATI Total Comfort and IATI Star, the best travel insurances for the Maldives, is essential to visit this paradise. With its coverage in medical assistance, theft, adventure sports, or lost luggage, it ensures that you are protected throughout your trip. Get your travel insurance now!

Travel Insurance for Cuba

10 minutos de lectura

What is the best travel insurance for Cuba? If you have already started planning your trip to this incredible Caribbean Island, you are probably asking yourself this question. As you may already know, international health insurance is the third pillar on which a trip is built along with your accommodation and flight reservations. In this specific case, it happens that travel insurance for Cuba is mandatory for travelling, as established by the country’s authorities. Cuba awaits you with history and culture that can still be felt daily in cities like Santiago or Havana. White sand beaches where you can lay in the sun, places where you can dive and discover the underwater world, or areas like Viñales where you can’t miss the trails. This guide will provide information on the best travel insurance for Cuba, including its coverage, cost, and how to obtain it. Once you have secured your travel insurance, you will be one step closer to realizing your dream of visiting this amazing destination. So pack your bags and get ready to explore Cuba in just a few minutes. Why should you get travel insurance for Cuba? Receiving healthcare abroad is always associated with very expensive bills which, in some cases, can ruin the entire trip. In Cuba, while its citizens have access to free healthcare, tourists are required to use a separate medical circuit, which requires having medical insurance that meets the country’s standards. Cuba is generally a safe country for tourists, but that doesn’t mean you won’t require medical assistance at any time. Even a minor stumble while walking through the cobblestone streets of Old Havana, issues while snorkelling in Cayo Jutías, a bump while travelling on a truck across the country, or any other mishap that can happen anywhere (cuts, illnesses, muscle or joint pain, infections… or even surgery!) can result in a visit to the emergency room and a hefty bill of thousands of euros if you don’t have adequate travel insurance for Cuba. Travel Insurance for Cuba When it comes to travel insurance for Cuba, it’s essential to protect not only your health but also other factors that can impact your trip. That’s why we recommend IATI Total Comfort if your country of residence is within the European Union. This is the best international insurance option for Cuba, it provides coverage for a wide range of scenarios that may arise during your visit to this country. For example, you will be protected if you have problems with your luggage (lost or stolen), as well as if you are assaulted with violence or intimidation. Another example? You will also be covered in cases of delayed departure of transportation, delayed delivery of your luggage, adventure sports, or, if you wish, trip cancellation for serious reasons. If you are travelling form outside the EU, we recommend IATI Star. It has one of the highest medical expenses coverages on the market, €1,000,000 extendable up to €4,800,000 and the largest limits in its wide range of complementary coverages. This policy is specially designed for travel to countries with high medical costs, such as the US. We will discuss these and other features in the next section dedicated to the coverage of IATI Total Comfort and IATI Star, the best travel insurances for Cuba. What is the best travel insurance for Cuba? In the following section, we will discuss in detail the coverage that makes IATI Star and IATI Total Comfort the best travel insurances for Cuba. Designed so that you can make the most of this destination and enjoy everything it has to offer, without worrying about anything else other than living that unique experience you deserve. As you already know, travel insurance for Cuba is mandatory. If you’re ready to purchase your insurance and continue planning your adventure, don’t hesitate any longer and click here (EU) and here (outside EU) to easily contract your insurance now. What features should the best travel insurance for Cuba have Similar to how international insurance for a city like New York requires specific coverage, travel insurance for Cuba also needs to be tailored to meet all of your needs and ensure that nothing is left out. In Cuba, you will go on strolls, taste new flavours, use local transportation, and, among many other plans, enjoy nature and the Caribbean seabed. For this reason, your insurance should consider the following coverage, all included in your IATI Total Comfort and IATI Star: High medical assistance coverage As we mentioned above, Cuba has a health system dedicated to tourists whose prices are very high. In addition to this high cost, you may not find quality centers prepared for all types of incidents throughout the country. For this reason, it is necessary to have travel insurance for Cuba with extensive medical assistance coverage and to ensure that you get transferred to a location in the country where you can receive the care you need. Your IATI Total Comfort medical insurance will cover you for up to €10,000,000, more than enough for any healthcare you may need, and will ensure that you can be treated at a good quality center that can help you the best. Your IATI Star, besides having one of the highest medical expenses coverages on the market (€1,000,000 extendable up to €4,800,000) it also includes the option to cover adventure sports and cruise ships, beyond many other features. Free 24-hour care You’ll be travelling around the clock, so we won’t rest for a minute either. You can count on us 24/7 for any assistance you may need, whether it’s related to a health issue, a problem with your luggage, or a missed transportation that could impact your trip. And you don’t have to worry about the cost of the call if you contact us from abroad, we will take care of it too. Just send us proof of the cost of the call to our assistance center and we will reimburse you. Adventure sports in Cuba A trip to Cuba offers a wide range of possibilities in terms of activities and sports. Most activities are not covered by normal travel insurance policies, but with both IATI Total Comfort and IATI Star you can enjoy your time abroad with the best protection. Kayaking along the coast of your resort, discovering the breathtaking underground caves scattered throughout the island, exploring areas like Viñales by bike or on foot, enjoying activities like surfing, kite surfing, or admiring the underwater world through snorkelling or diving up to 40 meters. These are just a few of the many activities that can be covered by the Adventure Sports coverage included in your policy. No deductibles, you don’t have to pay anything out of your pocket A policy that includes a deductible, such as 100 euros, will require you to pay the first 100 euros of any medical expenses, even if you’ve already paid for the full amount of your travel insurance to Cuba. Unfortunately, this condition is often hidden in the fine print and disguised as a lower price, ultimately resulting in a much more expensive policy. At IATI, we’re proud to offer policies without any deductibles. That means we’ll cover every euro of your medical expenses. No advance payment for medical care Some travellers purchase their travel insurance for Cuba without taking the time to read the policy conditions, only to realize their mistake when it’s already too late. Those with similar policies, although they may cover expenses, often require travellers to make payments upfront, with reimbursement only coming weeks or even months later. At IATI, this does not happen and, thanks to your IATI Total Comfort and IATI Star travel insurance for Cuba, we will pay all expenses without you having to pay anything in advance. The process is very simple. When you need medical assistance, just contact us and we will refer you to the nearest quality center, where you can receive the best care. When you get there, they will be waiting for you and, once your visit is over, we will pay for the medical care and any tests or medications prescribed by the specialist. If, due to an emergency, you are unable to contact us and must go directly to the hospital to receive assistance, do not worry. Just keep the invoices, receipts, and medical reports, and once you send them to us, we will reimburse you as quickly as possible. Lost luggage and theft included During your trip, you may be confronted with incidents that go beyond health, and the best travel insurance for Cuba should also have support for these types of cases. Therefore, if you have problems with lost or stolen luggage during your trip, thanks to our travel insurances, you will be protected for up to €2,500 with your IATI Star and up to €1,500 with your IATI Total Comfort. If the problem is a delay in the delivery of your luggage, you can count on up to 300 euros (with IATI Star policy) and 120 euros (with IATI Total Comfort policy) to cover basic needs that you may need, within the clauses of the conditions. Cancellation option – cancelling your trip to Cuba For many people, a trip to Cuba is a once-in-a-lifetime experience. This adventure is tied to flight expenses, accommodation reservations in the country, activity bookings, excursions, etc. But what would happen if you had to cancel your trip for a serious reason? Would you lose all the money you had invested? Not at all! With over 135 years of experience in the travel insurance industry, at IATI, we’re constantly striving to provide innovative products that meet the needs of modern travellers. That’s why we were the first to introduce the Cancellation Option to our policies. By choosing an IATI Total Comfort policy, you’ll receive double protection, and if you’re unable to travel for any covered reason, we’ll reimburse you for up to 2,000 euros in expenses that you’re unable to recover directly from your travel suppliers. Don’t worry, if you are travelling with IATI Star you will also be protected and we’ll reimburse you up to 5000 euros in expenses. Travel Insurance Coverage for Cuba Now that you know the coverage your travel insurance for Cuba should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this Caribbean island. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for Cuba cost? The cost of your travel insurance for Cuba, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel in areas like Varadero, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to buy the best travel insurance for Cuba Buying your travel insurance for Cuba through our intuitive menu is quick and easy, following the steps below. In the menu, you should enter your travel details: • Your country of residence • The destination of your trip: in this case, Cuba • The start and end dates of your trip • The number of travellers • Type of insurance: travel insurance After filling out these fields and clicking on “Get a quote”, select IATI Total Comfort or IATI Star and then click on “Contract”. At this point, you can add the Travel Cancellation Option that we mentioned above, which will allow you to recover up your travel expenses if you cannot travel for any of the reasons mentioned above. Simply fill in your personal information, make the payment, and within minutes you will receive an email with the details of your policy, including contact information for when you need assistance. It’s incredibly easy to get travel insurance for Cuba – the whole process can take as little as 3 minutes! Useful information for a safe trip to Cuba Best time to travel to Cuba The best time to travel to Cuba in terms of weather is between november and april, which is commonly referred to as the “dry season”. During this period, the weather is slightly cooler without the intense heat of other months and there is significantly less rainfall. Additionally, hurricanes are very rare during this time of the year. Safety in Cuba Cuba is one of the safest destinations in the region, and people are usually friendly, open, and willing to help visitors. This is a safe trip, and if necessary, precautions are taken. Health in Cuba Cuba has a world-renowned healthcare system. It is free for its citizens but involves a high cost for tourists. For this reason, and to ensure that you receive the quality care you deserve on a trip like this, it is essential (and mandatory) to have travel insurance for Cuba. Get your travel insurance now and travel with the protection offered by the best insurance for Cuba!

Travel Insurance for Colombia

9 minutos de lectura

What is the best travel insurance for Colombia? If this incredible country is on your travel bucket list, you’re likely wondering which international medical insurance to get to have the best guarantees and solely focus on enjoying your trip. That’s why we’ve prepared this guide for you. Here, you can learn about the specific coverage your travel medical insurance needs for Colombia, the price of international insurance, and how to get it easily and simply. Why hire travel insurance for Colombia? Every destination is different, but one thing we almost always encounter when travelling to different countries is very high prices for any medical attention. Colombia is no exception. If you were to travel there without adequate international medical insurance, you would have to face expenses that could end up ruining your trip. A stumble on the more than 700 steps of the Piedra del Peñol that ends in a small ankle twist. A cut from the sharp Caribbean coral while snorkelling in a place as idyllic as Cayo Cangrejo. Some digestive problems when trying delicious food such as arepas, enchiladas or lechona for the first time. Or even any other situation that you wouldn’t give much importance to while at home (infection, muscle problem, illness…). All of these could become a visit to a low-quality medical center and an astronomical bill that could mortgage your trip. By travelling with the best travel insurance to Colombia, you ensure that you can access the best health centers and hospitals for any medical need without pay. In addition, you’ll have many other coverages during your trip. Besides protecting your health, your travel insurance to Colombia also offers coverage in case of events such as problems with your luggage or robbery with violence. Colombia is a safe country in its tourist areas if you take the necessary precautions, but in case you face a problem of this nature, your travel policy will also protect you. What is the best travel medical insurance for Colombia? Next, we will tell you in detail what features your travel insurance to Colombia must have to ensure that you’re protected from any activity you will do in the country. But, if you already know how essential it is, don’t wait any longer and get your travel insurance now to enjoy the best coverage on a trip that will be unforgettable. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. What should the best travel insurance for Colombia include: Characteristics Just as you would need specific coverage for a trip to a city like Paris, for your travel insurance to Colombia you will need coverage that is tailored to this destination. We will talk about all the essential characteristics of this specific destination, all of which are included in your IATI Total Comfort and IATI Star travel insurances for Colombia. 24-hour free assistance You’ve been waiting for this great trip for a long time and plan to enjoy it from beginning to end, 24 hours a day. That’s why, thanks to your travel insurance for Colombia, we will be by your side 24 hours a day, 7 days a week, to provide you with the assistance you need anytime you need it. In addition, if it is more convenient for you to contact us by phone from abroad, we will reimburse the cost of your call when you provide us with the receipt. High medical assistance coverage in Colombia We emphasize the importance of having travel insurance with sufficient coverage. This will ensure any necessary medical attention, especially since there is no health agreement between Colombia and some countries (always confirm with official sources from your country of residence). That’s why we’ve provided the IATI Total Comfort travel insurance for Colombia with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. Coverage of adventure sports in Colombia There’s a lot to do and see in Colombia related to its history and culture, but this country also offers a myriad of options for adventure sports and activities that you won’t want to miss. Kayaking or rafting in unique environments like Rionegro. Hiking trails in places like Tayrona Park or the Lost City. Diving up to 40 meters deep or snorkelling to enjoy the lush marine life. Cycling through the Chicamocha Canyon. Water sports like surfing. These are some of the plans you shouldn’t miss to make the most of this destination. You may be surprised to learn that none of these activities is usually covered by most travel insurance policies for Colombia. Thanks to the Adventure Sports coverage, you can enjoy all of them covered by your travel insurance. No deductibles Do you know what deductible insurance is? It means that, in the case of a deductible of 100 euros, you will have to pay the first 100 euros of each assistance during your trip, and the insurance will pay from there. It’s a condition that is often hidden in the fine print. At IATI, none of our insurance policies has deductibles, and we will cover every cent from the first moment you need assistance during your trip to Colombia with your international insurance. No advance payment for medical assistance After contracting your travel insurance for Colombia, you won’t have to worry about possible medical expenses. Other companies force you to pay the medical assistance costs abroad and then enter a tedious process to get your refund. With the IATI Total Comfort and IATI Star travel insurances for Colombia, you simply need to contact us when you require assistance. We will quickly direct you to the medical center or hospital where you can receive the best care. After your visit, we will take care of the costs of the visit, possible tests or medications prescribed by the specialist. If due to an emergency, you cannot contact us before seeing a doctor, you don’t have to worry. When you send us the reports and payment receipts, we will reimburse all the expenses coverage included in your travel policy for Colombia. Loss of luggage and theft included You and your luggage are going to Colombia, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Cancellation option – cancelling your trip to Colombia A trip to Colombia involves buying airplane tickets, reserving hotels, and hiring different activities that you want to do once you are there. Therefore, you may wonder, “What happens if I have to cancel my trip due to a serious reason? Will I lose all my money?” At IATI, we have over 135 years of experience as leaders in the travel insurance sector, and we are constantly adapting our products to the new needs of travellers. That’s why, in addition to your travel insurance to Colombia, you can also get the Trip Cancellation Supplement. Thanks to this supplement, you can recover up to 2,000 euros if you cannot take your trip due to any of the more than 30 causes listed in the policy. We will be by your side during your entire trip but also in case you cannot make it. The coverage of medical travel insurance to Colombia by IATI Now that you know the coverage your travel insurance for Colombia should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance to Colombia costs with IATI? The cost of your travel insurance for Colombia, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for Colombia You will see that hiring your travel insurance for Colombia is a quick and easy process thanks to IATI’s renewed menu. Follow these simple steps and get it easily: Enter the following information in the menu: • Your place of residence • The destination of your trip: Colombia in this case • The start and end dates of your trip • The number of travellers • Type of insurance: travel insurance Once you fill out the menu, click on “Get a quote” and then select your travel insurance before clicking on “Contract”. At this point, you can add the Trip Cancellation Supplement if you wish. This would allow you to recover up to 2,000 euros of what you invested in your trip if you cancel your visit to Colombia for one of the stipulated reasons. Then, simply enter your personal information and make the payment. You will immediately receive your policy and contact information via email so you can request assistance with your travel insurance to Colombia if needed. Useful information for travelling safely to Colombia Best time to travel to Colombia The best time to travel to Colombia in terms of weather is from december to march. These dates coincide with the so-called “dry season” and ensure a very low amount of rainfall. However, since it is the high season, it is normal to encounter higher prices, so it is necessary to make your reservations well in advance. Similarly, you shouldn’t worry if you’re travelling at other times. Even if you travel during a rainier season, you can still enjoy your visit to the fullest, as rain is not constant throughout the day. Security in Colombia Colombia is a welcoming and captivating country that awaits you with open arms. Although it can be said that it is a safe country in its main tourist areas, it is always necessary to take precautions. Health in Colombia As there is no agreement between Colombia and many other countries regarding health, if you need medical attention during your trip, you will have to pay for it out of your pocket. This presents two problems: on the one hand, it is not always easy to find a quality health center or hospital where you can be treated. On the other hand, the prices for medical assistance are very high for tourists, and a simple mishap can ruin your trip. Therefore, it is essential to have an international insurance policy with broad coverage that considers the characteristics of a trip like this when travelling to Colombia. Don’t wait any longer and get you travel insurance now to enjoy the adventure you deserve!