Travel Insurance to Spain
Your best travel insurance
What do I need to go to Spain?
To enter Spain, you will need a passport with more than 3 months of validity and issued within the last 10 years.
Depending on your country of origin, you will need a different type of visa. Check the information on your government's official website.
In some cases, you may be asked to prove that you have sufficient funds to cover your expenses (credit card, cash, hotel reservations, etc.).
Travel insurance is not mandatory, but highly recommended to avoid unexpected expenses. IATI Standard is designed specifically for trips within Europe and covers the essentials: medical assistance up to 300,000 USD, repatriation, and luggage issues, so you can travel with peace of mind.
IATI Standard, your travel insurance for Spain
Medical assistance abroad
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
Dental expenses
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
Personal injury in motor vehicle accidents
We cover medical and hospital expenses in case of a motor vehicle accident
Chronic, pre-existing or congenital conditions - life threatening emergencies
In the event of a life-threatening emergency caused by an unpredictable complication of a chronic, pre-existing, or congenital condition, we will cover emergency primary healthcare costs for the first 24 hours from hospital admission.
Accomodation/Transport of a relative
If you are hospitalized for more than 2 days, we will cover a family member’s travel and accommodation costs, up to €100 per day for 14 days. We will also cover travel expenses in the event of death.
Delivery of medication abroad
If you can’t find the medication you need abroad, we will send it to you as quickly as possible, and you can reimburse us once you return.
Convalescence in a hotel
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €100 per day for 14 days.
Repatriation or transportation of the sick or deceased
If you suffer a serious illness or accident, we will cover the cost of emergency transportation to the nearest medical facility offering the most appropriate treatment — and, if necessary, your return home or repatriation in the event of death.
Early return in case of hospitalisation or death of a family member
If a close family member (up to the second degree) dies or is hospitalised, we will cover your and your travel companion’s repatriation.
Repatriation or transport of the other insured persons
If you need repatriation due to illness or death, we will also cover the repatriation of your insured travel companion.
Early return due to a major incident at the insured’s home or business.
In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.
Theft and damage to baggage
We cover theft of baggage involving violence or intimidation, provided a police report is filed, as well as any damage to or loss of baggage on public transport, provided a complaint is lodged with the transport company. Computers, tablets, and photographic equipment are covered up to 50% of the policy limit.
Locating and sending lost baggage
If the carrier loses your baggage on a regular flight, we will help you find it, and we will send it to you.
Delay in delivery of checked baggage
If the carrier takes more than 8 hours to deliver your baggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.
Delivery of forgotten items during your trip
If you forget an item or recover one that has been stolen during your trip, we will arrange for it to be sent to your home.
Delayed departure of the means of transport
If the transport you are travelling on is delayed by more than 6 hours, we will reimburse you €50 for every 6-hour period, upon presentation of proof of payment, to cover part of the expenses incurred. Delays caused by strikes or social conflicts are excluded.
Forwarding of urgent messages
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.
Cash advances abroad
If, for any reason, you run out of funds to continue your trip, we will provide a cash advance up to the indicated limit, provided a guarantor is presented. This cash advance must be repaid within 30 days.
Private civil liability
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party. *This coverage only applies to journeys to and from Spain.
Criminal liability defence abroad
We defend your criminal liability in proceedings brought before foreign courts for events occurring in your private life during your trip.
Claims for damages abroad
We claim for damages that you may suffer as a pedestrian or passenger on any means of transport.
Claims for service contracts abroad
We handle claims arising from breaches of contracts in medical and hospital services, travel, tourism and hotel services, as well as cleaning, laundry, and dry-cleaning services.
Claims for purchase contracts abroad
We pursue claims for breaches of purchase contracts related to decorative items, household appliances, and personal belongings.
Accidental death coverage
We will also compensate in the event of accidental death during the trip.
Accidental disability coverage
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.
Cancellation expenses coverage
We will reimburse any non-recoverable costs you incur when cancelling your trip—such as flights, hotels, and other travel services—provided you cancel before the start of your trip and for a reason covered under this policy. For a full list of covered reasons, please refer to the PDF.
Cruise ship coverage
We also cover you while you're on board a cruise.
Medical assistance abroad
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
Dental expenses
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
Personal injury in motor vehicle accidents
We cover medical and hospital expenses in case of a motor vehicle accident
Chronic, pre-existing or congenital conditions - life threatening emergencies
In the event of a life-threatening emergency caused by an unpredictable complication of a chronic, pre-existing, or congenital condition, we will cover emergency primary healthcare costs for the first 24 hours from hospital admission.
Accomodation/Transport of a relative
If you are hospitalized for more than 2 days, we will cover a family member’s travel and accommodation costs, up to €100 per day for 14 days. We will also cover travel expenses in the event of death.
Delivery of medication abroad
If you can’t find the medication you need abroad, we will send it to you as quickly as possible, and you can reimburse us once you return.
Convalescence in a hotel
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €100 per day for 14 days.
Why IATI Insurance?
Enjoy the journey, we've got you covered
140 years of experience
at the service of travelers
24/7 Travel Assistance
anywhere and in your language
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your policy in 4 simple steps
Is travel insurance mandatory for Spain?
Although travel insurance is not a requirement to enter Spain, it is your best ally for enjoying your trip without any setbacks. Medical expenses in the country can be very high —a simple consultation exceeds 120 USD, and a hospital stay can range between 6,000 USD and 18,000 USD. With IATI Standard, you travel with the peace of mind of knowing that you’re covered and that nothing will ruin your experience.
