IATI Blog

Travel Insurance for the Maldives

10 minutos de lectura

What is the best travel insurance for the Maldives? The Maldives is the dream destination of thousands of travellers who seek to relax on white sand beaches and crystal-clear waters. To enjoy the comfort of their luxurious resorts, or, for example, enjoy the incredible biodiversity of their underwater environments. If you have already started organizing this adventure, you must have begun to look at flight options to the country, accommodations, and travel insurance for the Maldives that will protect your health and wallet, so that nothing ruins this unique experience that you are about to embark on. In this guide, we will focus on the last point and give you all the necessary information so that you can choose the best travel insurance for the Maldives. We will discuss the coverage you need in the country, its price, and how easy it is to get this insurance. Are you ready to start this journey to paradise? Why get travel insurance for the Maldives? The Maldives is a clear example of a country where having travel insurance is essential, as it is one of the countries where a doctor visit is costly, which makes it essential to have adequate travel insurance. As you can imagine, in a country with over 1,000 islands, it is not always easy to find a medical center, let alone one of good quality. Sometimes, depending on the urgency, it may even be necessary to be transported to another nearby country where you can be treated with the best guarantees. Therefore, it is essential to have the best travel insurance for the Maldives. The Importance of Travel Insurance This spectacular archipelago awaits you with many spectacular activities. A simple stumble while walking the streets of the capital, Malé, can end in a minor ankle sprain; indigestion from trying the typical cuisine; a cut from coral while snorkelling or diving in its incredible underwater world, or simply any problem that would be less serious in our own country (an infection, back problems, routine medical care…) without travel insurance for the Maldives could result in a high bill and a visit to a medical center that is likely below the quality standards we are used to. But your international medical insurance for the Maldives must go far beyond health-related issues and be by your side in case of any incident. IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star.They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey. What is the best travel insurance for the Maldives? In the next section of this guide to getting your travel insurance for the Maldives, we will detail the characteristics that your policy should have. All of these, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now. What features should the best travel insurance for the Maldives have? Your travel insurance for the Maldives must have extensive financial coverage to ensure your safety. In addition, it should come with specific coverage for a trip to this destination. Each trip is different and just as you would need specific coverage to travel to a European city, for a trip to the Maldives, your policy should have the following characteristics, all included in your IATI Total Comfort and IATI Star policies: Free assistance in your language 24 hours a day The official language of the country is Dhivehi, but most workers in tourist accommodations and activities you will engage in speak fluent English. Have you ever imagined needing some kind of assistance and not being able to request it in your language? It would be a big waste of time and in certain situations, it can be extremely necessary for someone to speak the same language as us. That’s why with your travel insurance for the Maldives, we will always assist you in your language. In addition, we will be available to you 24 hours a day and 7 days a week, and you can contact us for free. If you do it by phone from abroad, you only need to send us the receipt for your international call, and we will reimburse you as soon as possible. High Medical Coverage Due to the archipelago’s topography and deficiencies in terms of medical centers on most islands, in severe cases, you may even have to be taken to another country. Therefore, having the best travel insurance for the Maldives is the best guarantee, both for its high coverage and the possibility of medical transfer if necessary. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. Adventure sports in the Maldives A trip to a “beach” destination like this is synonymous with water sports and adventure. As you may be surprised, most international medical insurance does not cover this type of activity. The IATI Backpacker travel insurance for the Maldives, thanks to its Adventure Sports coverage, will protect you when you are enjoying popular activities in this destination. Such as diving up to 40 meters, surfing, windsurfing, beach games, paddle boarding, kayaking/canoeing, jet skiing, zip-lining… and even snorkelling! That’s right, activities that at first glance may seem so simple and that you may think are included in any travel policy, would not be included without the Adventure Sports coverage in your travel insurance to the Maldives. No deductibles, you don’t pay anything out of your pocket Many insurers offer prices that hide in the small print that they work with deductibles. If there is a deductible of 100 euros and you need some medical assistance, you will have to pay the first 100 euros (even though you have already paid the policy), and the insurer will cover the rest of the bill if it is higher than 100€. At IATI, we do not work with deductibles, and we cover every penny of your medical assistance. No need to advance money for medical assistance On the other hand, there are private health insurances that, when you travel abroad and need medical assistance, in addition to covering only a part, require you to make the payment and only weeks later reimburse you. This could mean that you must pay thousands of euros in the middle of your trip to the Maldives for an emergency and only get it back weeks later. With your IATI travel insurance, you won’t have to worry about that, we’ll take care of everything. The process to use your travel insurance for the Maldives is simple: when you need it, just contact us, and explain what type of assistance you need. We will quickly refer you to a quality medical center nearby, where they can help you. Once you get there, they will be waiting for you and, after your visit, we will take care of the costs of the consultation and any possible exams and medications prescribed by the professional. Similarly, if due to an emergency, you cannot contact us before visiting the medical center, we will also be there to support you. Just send us the bills and medical reports and we will reimburse the costs as quickly as possible. Lost luggage and theft included The best travel insurance for the Maldives should go beyond high medical coverage. You and your luggage are going to the Maldives, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Cancellation option – cancelling your trip to the Maldives On a trip like this, there is a considerable economic investment. Buying tickets to the country, reserving hotels and transportation, booking activities… So, it is possible that, like many other travellers, you may wonder: “What if I couldn’t make this trip for a serious reason? Will I lose all the Money invested?” At IATI, we have over 135 years of experience, we are innovation leaders and have adapted all our products to the needs of our travellers. To address this concern, we introduced the option of Trip Cancellation Supplement. Thanks to this coverage, if you cannot take your trip due to one of the many causes considered in the conditions, we will reimburse you up to 2,000 euros to recover travel expenses that you cannot receive from official suppliers. Therefore, if you wish, you can use this money to visit this paradisiacal destination when you can. When you purchase your medical insurance to travel to the Maldives, you can easily add the Cancellation Supplement with a single click. Travel Insurance Coverage for the Maldives Now that you know the coverage your travel insurance for the Maldives should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for the Maldives cost? The cost of your travel insurance for the Maldives, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for the Maldives Thanks to the intuitive menu, you will quickly see how easy it is to get travel insurance for the Maldives: Simply enter the following information: • Your place of departure for the trip; • Travel destination: Maldives; • Start and end dates of the trip; • Number of travellers; • Type of insurance: travel insurance. After filling in this menu and clicking on “Get a quote”, select your IATI Total Comfort or IATI Star insurance and click “Contract”. This is where, with just one more click, you can add the Cancellation Supplement, as we explained earlier, you can recover up to 2,000 euros in case you have to cancel your trip for any of the reasons considered. Just enter your personal information, make the payment and in your email, you will receive the Maldives travel insurance details you just hired, with all the information to contact us if you need assistance. And that’s it! In just 3 minutes, you have already ensured the tranquillity of your trip with the best coverage and the best price! Useful information for travelling safely to the Maldives Best time to travel to the Maldives In terms of climate, the best time to travel to the Maldives is between january and april, thanks to its good temperatures and low presence of rain. Between May and August, there is intense rainfall, although it is still possible to enjoy a safe trip to the Maldives. The average annual temperature is around 28-29 degrees, so you have no excuse not to make this trip at any time! Security in the Maldives The Maldives is a very safe country for travellers within their tourist areas. Health in the Maldives As it is an archipelago with more than a thousand islands, you may not always have quality health posts nearby. In addition, medical care in the country is very expensive for tourists. That’s why IATI Total Comfort and IATI Star, the best travel insurances for the Maldives, is essential to visit this paradise. With its coverage in medical assistance, theft, adventure sports, or lost luggage, it ensures that you are protected throughout your trip. Get your travel insurance now!

Leer más

Travel Insurance for the Dominican Republic

10 minutos de lectura

What is the best travel insurance for the Dominican Republic? If your travel plans include this spectacular tropical paradise and you’re already organizing your trip, it’s very normal to ask yourself this question. Along with booking flights and accommodation, getting travel insurance for the Dominican Republic is the third pillar of preparation for this exciting adventure. Soon, you’ll be surrounded by crystal clear waters and white sandy beaches, ready to relax and enjoy this much-deserved break. To help you prepare, we’ve created this guide to show you the best international medical policy for this destination, the essential coverage you’ll need, and how to get your insurance for the Dominican Republic easily. Get your swimsuit ready, you’re almost in this amazing beach paradise! Why get travel insurance for the Dominican Republic When we travel abroad, everything changes and depending on the country we are in, we may face healthcare of dubious quality and medical centres where care comes at a disproportionate cost. As you can see, having travel insurance for the Dominican Republic is essential to guarantee quality care in the best centres of the country, that will be completely free for you. A stumble that turns into a visit to the doctor for a sprained ankle, an accident when you climb above 3,000 meters in your ascent to Pico Duarte, a Dominican cuisine dish that doesn’t sit well with you, the not-so-uncommon bite of a mosquito that can carry dengue or malaria, or any other incident that would be a visit to the doctor with no significance at home (fever, infection, allergy, discomfort…), without the best insurance to travel to the Dominican Republic, could turn into a bill of thousands of euros or a visit to a medical centre of dubious quality. But in addition to health issues, a good international medical policy should cover all aspects that may arise during a trip. Therefore, thanks to your travel insurance to the Dominican Republic, you will also be covered for situations such as violent theft, problems with your luggage, delays, or, if you decide so, cancellation of your trip in case something prevents you from carrying it out. In summary, getting travel insurance to the Dominican Republic is an essential step so you can focus solely on enjoying it, knowing that you will be in the best hands if something happens to you. What is the best medical travel insurance for the Dominican Republic? After explaining the purpose of a travel policy, it is evident that having travel insurance for the Dominican Republic is essential. In the next section of this guide to getting your travel insurance for the Dominican Republic, we will detail the characteristics that your policy should have. IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey. What a good travel insurance to the Dominican Republic should have: Characteristics Good travel insurance covers the specific needs of the destination you are visiting. Therefore, the policy you used for your trip to Paris, is not enough for this trip. All of these features, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now. Free 24-hour assistance You are heading to the Caribbean to enjoy your trip 24 hours a day. That is why we will be by your side 24 hours a day, 7 days a week. Whether it’s night-time or early morning, whenever you need us, you can contact us to resolve any incidents that arise during your trip. In addition, if you do it by phone, we will reimburse you for the cost of the international call when you provide us with the receipt, so you do not have to bear that expense. Extensive medical assistance coverage in the Dominican Republic As you have seen, the cost of quality medical care in this country is high, and many causes may lead you to need it. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. With up to half a million euros allocated exclusively to medical expenses, you ensure the best available assistance in the country. Adventure sports in the Dominican Republic If you have chosen this tropical paradise as your next destination, you probably already know that it offers a lot more plans than lying in the sun on its idyllic beaches. Rafting down the rapids in Jarabacoa, canyoning in Jimenoa, hiking routes up to the 3,087 meters high Pico Duarte, cycling routes through the interior, surfing around the entire island, or snorkelling and diving up to 40 meters to enjoy the country’s underwater landscapes are some of the activities you should not miss. All these activities have something in common: they are not covered by most travel insurance policies for the Dominican Republic, and different companies tend to not help you if something unexpected happens while you enjoy these activities. (Yes, even snorkelling just a few meters from the shore requires an international policy.) Thanks to the Adventure Sports Coverage, you can live these and many more experiences knowing that they will be fully covered by your travel insurance to the Dominican Republic. Without deductibles, you won’t have to pay anything out of your pocket When it comes to purchasing travel insurance for the Dominican Republic, it’s important to always read the fine print. This is where many companies hide “traps” to reduce costs, such as deductibles. In the case of a 100 euro deductible, it means that every time you need medical assistance, you’ll have to pay the first 100 euros yourself. This expense can grow during your trip depending on whether you require continuous care. At IATI, none of our policies have deductibles, and we guarantee to cover your medical expenses from the first cent when you travel with your insurance for the Dominican Republic. No need for advanced money for medical assistance Another common practice in private medical insurance policies covering overseas travel is to require you to pay for the necessary medical care and then go through a tedious process to obtain reimbursement of the costs. This means that, if you need thousands of euros in medical care, you will have to pay for it out of your pocket and thus completely undermine the experience of this great trip. If you have your IATI Total Comfort or IATI Star as your travel insurance for the Dominican Republic, you don’t have to worry about this. The process is simple: when you need any type of medical assistance contact us and we will direct you to the nearest best-equipped centre to handle your case. When you arrive there, they’ll be waiting for you, and we’ll take care of covering the costs of your visit, including any tests, hospital stays, or medications prescribed by the specialist. If you’re unable to contact us before receiving medical assistance due to an emergency, you simply need to provide us with the relevant medical reports and receipts, and we’ll reimburse you as soon as possible. Lost luggage and theft included IATI Total Comfort and IATI Star are the best travel insurances for the Dominican Republic because, in addition to its extensive medical coverage, it takes into account other aspects that may arise during your trip. You and your luggage are going to the Dominican Republic, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Cancellation option – cancelling your trip to the Dominican Republic Flights to Santo Domingo, accommodation for your entire trip, the activities you decide to book in advance, domestic transportation… Organizing this trip is a major investment and that’s why you may have wondered, “What would happen if I had to cancel my trip? Will I lose all the money I’ve spent?” To answer this question, at IATI we were pioneers in creating the so-called Trip Cancellation Supplement. When you get the best travel insurance for the Dominican Republic, IATI Backpacker, you can add this supplement with which, in case you have to cancel your trip due to one of the covered causes, we will reimburse you up to 2,000 euros of your travel expenses that you cannot recover directly from your provider. As you can see, travel insurance for the Dominican Republic is essential, and with it, we will cover you during your trip. But thanks to the Trip Cancellation Supplement, you will also be protected in case you cannot travel. Travel insurance coverage in the Dominican Republic Now that you know the coverage your travel insurance for the Dominican Republic should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance to the Dominican Republic cost? The cost of your travel insurance for the Dominican Republic, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for the Dominican Republic Hiring insurance to travel to the Dominican Republic is a quick and easy process thanks to IATI’s intuitive menu. You just need to follow these steps: In the menu, you will need to enter the details of your trip: • Your place of residence; • The destination of the trip: in this case, the Dominican Republic; • The start and end dates of the trip; • The number of travellers; • Type of insurance: travel insurance. After filling in the menu, click “Get a quote”, choose your IATI Total Comfort or IATI Star policy, and then click “Contract”. At this point, you can purchase the Trip Cancellation Supplement we just talked about. It is a favourite among our travellers because it allows you to recover up to 2,000 euros of your travel expenses if you are unable to travel. Now, all you must do is complete your personal information, make the payment, and you will receive the information about your travel insurance to the Dominican Republic and the necessary contact details in case you need any type of assistance during your visit to the country. That’s how easy it is to hire your travel insurance policy! Useful information for travelling safely to the Dominican Republic Best time to travel to the Dominican Republic The European summer, mainly due to work and school holidays, is usually the time when most tourists head to the Caribbean. Visiting the country during these months, due to high demand, often means higher prices for both accommodation and international flights. Although you will enjoy the high temperatures, it is also a time when there is a higher risk of encountering hurricanes. Between October and March, the risk of hurricanes practically disappears and the average temperature of around 27 degrees makes this trip to the Dominican Republic a safe bet. Safety in the Dominican Republic The Dominican Republic is considered a safe country for tourists. However, it is always necessary to take some precautions and use common sense. There have been cases of violent robberies in large cities, and although these do not usually affect travellers, it is recommended not to offer resistance to this type of event. Health in the Dominican Republic The country’s public hospitals are quite deficient, and the price of private healthcare is high. Therefore, it is essential to have travel insurance with extensive coverage.

Leer más

Travel Insurance for Mexico

9 minutos de lectura

What is the best travel insurance for Mexico? If you are planning to visit this wonderful country and its exciting historical legacy, you are likely wondering which travel insurance to purchase for this adventure. Along with your flights and accommodation, your travel insurance for Mexico is the third pillar on which this great trip will be based so that you can appreciate it with the best guarantees and without having to worry about anything else other than to enjoy the countless unique moments that this country has to offer. You will certainly enjoy the Mayan ruins and be amazed by their history, discover the depths of wonderful cenotes, get lost in the Tulum region, savour delicious Mexican cuisine, or simply relax lying on the sand of a paradisiacal beach. In this guide, we will show you in detail what the best travel insurance for Mexico is. We will also tell you about which coverages will protect your trip and guide you through the easy purchasing process. Why buy travel insurance for Mexico It is extremely necessary to have international travel insurance for Mexico. The cost of medical assistance, even in a country like Mexico, can be quite high and can compromise our trip and our budget if we are not well protected. You are going to Mexico to relax and have fun. But whether you’re strolling through the ancient Mayan ruins of Tulum or enjoying a diving session among colourful fish, it’s possible to have an accident that results in the need for a doctor. What can happen to me? A simple twisted ankle while walking through the Tulum archaeological site, a cut on sharp coral while snorkelling in Cancun, or, another classic, a digestive problem as a result of eating something too spicy for you, can mean a visit to a specialist that, without your international medical insurance for Mexico, could result in a huge bill that would ruin your trip. Another example? Something as simple as an appendectomy will cost you no less than 3,000 euros. In addition, you will also need to be covered in cases of loss or theft of luggage. Nobody wants that to happen, but knowing that it is a possibility, why not be covered with the best international travel insurance for Mexico? These are just some of the reasons why you should get your travel insurance for Mexico. Considering that its price will be, on average, the amount of one night at a hotel, what are you waiting for to get it now? What is the best international health insurance for Mexico? In the next section of this guide on Which is the best international health insurance for Mexico, we will give you the key aspects to consider when choosing the best insurance. IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now. What characteristics should the best travel insurance for Mexico have? This is what you are interested in when choosing your international health insurance for a trip to Mexico, with high coverage specifically designed for the trip you are taking. Each trip is different and just as you would need specific coverage to travel to a European city, for a trip to Mexico, your policy should have the following characteristics, all included in your IATI Total Comfort and IATI Star policies: No deductibles Unlike most companies in the sector, none of IATI’s insurance policies have deductibles. A deductible is the minimum amount that you will have to pay, in addition to the amount already paid by your insurance, to receive medical care. For example, if you subscribe to a travel insurance policy with a deductible of €100 and the bill for your hospital visit is €150, you will have to pay the deductible of €100 and your insurance would pay the remaining €50. In other words, you would pay both the insurance and part of the medical care. At IATI, we do not work with deductibles and always cover the total cost of your medical visits, interventions, and even medications prescribed by the specialist you visited. No need to advance money The ideal travel insurance for Mexico is the one that makes everything easier for you because our mission is to ensure that your only focus is to enjoy your trip. That’s why, with your IATI Total Comfort and IATI Star, you won’t have to worry about paying medical expenses, as is the case with many other insurers. The assistance process with your IATI travel insurance for Mexico is simple. When you need medical assistance, just contact us. We will quickly inform you where the nearest quality medical center is and, when you get there, they will be waiting for you to provide you with the best care. Once your visit and necessary medical tests are completed, IATI takes charge of the costs without you having to pay anything out of your pocket. If, due to an emergency, you need to go to the doctor immediately and don’t have time to contact us, don’t worry. We also make things easy for you. You keep the respective invoices and, once you send them to us, we will reimburse you as quickly as possible. As you can see, in any case, our travel insurance for Mexico guarantees that you won’t have any unexpected expenses during your trip. Adventure sports included A trip to Mexico offers endless possibilities and we are sure you will want to take advantage of all of them. When you purchase your travel insurance for Mexico, it is important to ensure that it covers everything you are planning to do. Surfing, kayaking, adventure circuits, diving up to 40 meters deep, exploring caves up to 150 meters deep, swimming… Did you know that even something as common as snorkelling is considered an adventure sport and many insurances do not cover it? A trip to Mexico without enjoying the explosion of colour and life of its reefs is not a complete trip! That is why the IATI travel insurance for Mexico covers all these activities and many more in its adventure sports section. Cancellation option – cancelling your trip to Mexico A trip like this involves several anticipated expenses such as booking flights, accommodation, and activities before leaving home. But what happens if I can’t travel? Do I lose all the money I invested? To address this concern, IATI was a pioneer in introducing the Cancellation option to its policies. So, along with your travel insurance for Mexico, you can also add the cancellation option and have high coverage of up to 2,000 euros (IATI Total Comfort) and up to 5,000 euros (IATI Star) for the different causes included in the policy. With it, we take care of recovering the expenses invested, within the limit of 2,000 euros. Protection beyond your health The best travel insurance for Mexico cannot be limited to only covering you in case you need medical assistance; it must be with you in any situation. We’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Coverage of the best travel insurance for Mexico Now that you know the coverage your travel insurance for Colombia should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for Mexico cost? Besides other advantages, another aspect that makes these insurances the best international travel insurances for Mexico is its extraordinary quality/price ratio. Considering its extensive coverage, you are probably wondering how much the international travel insurance for Mexico costs. We are sure that the answer will surprise you. As you will see, the price of your medical insurance for travelling to Mexico is a small percentage of your travel expenses and, at the same time, that way you will be protected in case you need any type of assistance. How to get the best travel insurance for Mexico Now that you know what is the best international travel insurance for Mexico due to its extensive coverage and unbeatable price, we will show you how easy it is to get yours. In the menu, you must enter the details of your trip: • The origin of your trip; • The destination: in this case, Mexico; • The start and end dates of your trip; • The number of travellers; • Type of insurance: travel insurance. After filling in all the fields and clicking on “Get a quote”, choose your IATI Total Comfort or IATI Star and click on “Contract”. At this point, you will also have the option to include optional cancellation coverage, which will allow you to recover your money in case you are unable to travel for any of the reasons covered by the policy. Then, fill in your personal information, make the payment, and you will receive the certificate of your travel insurance for Mexico in your email, with contact information in case you ever need assistance. That’s right! In less than two minutes, you can easily purchase your travel insurance policy for Mexico. Useful information for a safe trip to Mexico Best time to travel to Mexico Between december and april is usually the best time to travel to Mexico in terms of weather. This coincides with the dry season and slightly more moderate temperatures. The rainy season, with higher humidity levels, is from May to November. However, this does not mean that a trip during the summer in Europe will be a rainy trip, only that there is a greater likelihood of that happening. Not surprisingly, this is the high tourist season and the one that typically attracts the most travellers. Safety in Mexico Like in many other countries, it is very safe to travel to Mexico if the necessary precautions are taken. Health in Mexico As there is no agreement between most European countries and Mexico regarding health, the cost of medical care is very high for tourists, and you may not always be in quality medical centers. Therefore, it is highly recommended to have the best travel insurance for Mexico and be covered for any eventuality, so that you can be treated quickly and in the best medical centers in the country. In conclusion, Mexico is an incredible country that we are sure you will fall in love with. Remember that the entire IATI team is at your disposal to make this trip an unforgettable one. You are in the best hands!

Leer más

Travel Insurance for Indonesia

11 minutos de lectura

What is the best travel insurance for Indonesia? If after all this time waiting for this great trip, you have already started preparing for it, you likely want to get your international policy for Indonesia. You have probably read on many blogs how essential it is to have one, but you may have many doubts about it. Indonesia is an amazing country that awaits you with paradisiacal beaches, incredible temples, delicious cuisine, and hundreds of adventures. Therefore, as leaders in the insurance sector, we have prepared this complete guide in which we will show you what the best travel insurance for Indonesia is, what its coverage is, and how much it costs, we will also guide you through the simple contracting process. In a few minutes, you will already have your policy and be one step closer to your visit to this spectacular country. Let’s get started! Why hire travel insurance for Indonesia? In Indonesia a visit to the doctor due to any emergency translates into a high bill and assistance that is often carried out in hospitals of dubious quality. By having good travel insurance for Indonesia, you can travel with the security of knowing that, in the event of any setbacks, you will have all the necessary costs covered and will be treated in the best hospitals in the country. Indonesia is a destination that offers an endless number of plans for every type of traveller. You could travel there again and again, and there would always be new things to do! Therefore, it is necessary to have an international medical policy that ensures that, no matter what happens, it will protect you. A stumble when you are walking up the stairs of the ancient temple of Borobudur, which results in a small ankle sprain, a cut from the coral while snorkelling in the waters of Nusa Penida, indigestion from trying different flavours of Indonesian cuisine in Yogyakarta, a fall from your motorcycle while touring Bali, or even a minor health inconvenience that would not be concerning at home (infection, muscle problem, illness…) could turn into a visit to the wrong medical center and an outrageous bill that would ruin your trip. By travelling with the best travel insurance for Indonesia, you always ensure the best assistance without having to spend a single penny. A good medical policy for this country should also protect you in cases beyond health. Problems with your luggage, violent theft, coverage for accidents on wheels, flight delays, missed connections, repatriation, and many other aspects are covered while travelling with your insurance for Indonesia. What is the best travel insurance for Indonesia? We will dig into the features that your travel insurance for Indonesia should have to guarantee that you are protected from the start to finish of your adventure. All these features are included in IATI Backpacker, an insurance policy 100% designed for these types of destinations in which you are going to have a lot of adventures in a country where medical expenses come at a high price. If you are already aware of the need to visit this country with the best policy on the market, do not wait any longer and get it now. What should the best travel insurance for Indonesia have: Characteristics Each destination is different and just as you need a very specific policy to visit a European capital, your travel insurance for Indonesia must cover certain unique aspects of this country to carry out this adventure knowing that, whatever happens, you are covered. The following are the coverages that travel insurance for Indonesia must have, all of which are included in your IATI Backpacker: 24/7 Assistance in Your Language If you face an emergency at any point during your trip, it’s crucial to be able to request assistance quickly and easily. What would happen if you had to do it, for example, in a language different from your own? It would be a waste of time and details could be left out. That’s why with your IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union) travel insurance for Indonesia, we will always talk to you in your language so that this is not an obstacle for you. In addition, you can count on us 24 hours a day, 7 days a week, because we know your trip never stops. If you contact us by phone, you do not have to assume the cost of an international call, we will reimburse you for the expenses, you just have to send us proof of the cost. Thanks to your international insurance, you will have free assistance 24/7 in your language. Broad coverage for medical assistance A visit to the doctor for a small coral cut while snorkelling can cost around 500 euros, therefore you can imagine that in the case of needing assistance for something serious like an accident or surgery, this amount could skyrocket to thousands of euros. Without good travel insurance for Indonesia, this could be a financial disaster, but thanks to your IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), you will have coverage of up to 500,000 euros for medical assistance. This high coverage for medical assistance abroad ensures that you can receive the best treatment and even have access to a medical repatriation flight if necessary. Adventure sports in Indonesia Indonesia is all about adventure and offers a wide range of possibilities to experience an incredible trip. Trekking through the jungle surrounded by orangutans, diving with mantas and sharks up to 40 meters deep, snorkelling alongside colourful fish, surfing on the famous beaches of Bali, hiking to the top of volcanoes like Ijen, canyoning down waterfalls, cycling routes… All these experiences that will become memorable moments during your trip have something in common: they are considered adventure sports, but they are not covered by most international travel insurance policies for Indonesia. However, thanks to the Adventure Sports coverage of your IATI Backpacker insurance, you can enjoy these and many more adventures knowing that you will always be backed up with the best policy and that you will have up to 15,000 euros exclusively to activate a search and rescue protocol if necessary. Bodily injury in motor vehicles During this epic trip, you will cover many road trips. Sometimes aboard a 4×4 that will take you on a route, perhaps, through the Bromo Mountain National Park, and others in which you will mix with Bali’s chaotic traffic while driving a motorcycle. By having your IATI Backpacker, you will also be covered if you suffer an accident in a motor vehicle and need medical attention or hospitalization. Protection against natural disasters in Indonesia and other events This destination is in the middle of the Pacific Ring of Fire. This means that the likelihood of natural phenomena such as earthquakes or volcanic eruptions is much higher than in other parts of the world. These events often result in, for example, airport and seaport closures and their respective flight and ferry cancellations. Thanks to the best travel insurance for Indonesia, IATI Backpacker, you will have coverage of up to 500 euros that will allow you to extend your trip in case you are immobilized due to natural disasters or weather conditions, as well as strikes, terrorism, interventions by authorities, or other situations included in our extensive coverage. Without deductibles and without paying upfront Many companies hide in small print the fact that their international policies work with deductibles, to try to disguise their prices and coverage. For example, a policy with a deductible of 100 euros will require you to pay, even if you have already paid your policy, the first 100 euros of each assistance you need. We do not think that is fair, and therefore, at IATI, we do not work with deductibles, and we will cover your medical expenses from the first cent. On the other hand, other companies require the traveller to pay for all the assistance received during their trip and once back, they must claim the refund and that can take weeks. Can you imagine enjoying Bali and having to face a bill of thousands of euros for an accident or a rescue? Your trip could sadly end there. This will not happen to you with IATI. The process with your IATI Backpacker is that simple. When you need assistance contact us, and we will direct you to the best quality center. When you arrive, they will already be waiting for you, and we will take care of the costs of the visit, as well as any necessary tests and medications. Choosing the best travel insurance for Indonesia makes all the difference. If, due to an emergency, you are unable to contact us, don’t worry. Just gather all the medical reports and invoices, and we will reimburse you as soon as possible. Theft and loss of luggage included Indonesia is a safe country for tourists if minimal precautions based on common sense are taken. But just as it can happen in Barcelona, Madrid, and Bilbao… there is the possibility that you may face problems that go beyond your health. Therefore, your travel insurance to Indonesia should also cover these types of situations. Your IATI Backpacker does! It will cover you up to 1,500 euros in case of loss of luggage or theft with violence, or up to 270 euros in case your transportation delays its departure, and you need to cover basic expenses beyond a 6-hour wait. Cancellation Option – Canceling Your Trip to Indonesia Organizing this great trip will involve an investment in purchasing your flights, different transportation to move around, your accommodations, and your activities. One question that comes to mind for many travellers is, “What happens if I have to cancel my trip due to a serious reason? Do I lose all my money?” With over 135 years of experience, at IATI we constantly adapt to your needs, which is why we were the first ones to offer the Trip Cancellation Supplement. Thanks to this, we will reimburse you up to 2,000 euros for expenses that you can’t recover directly from the travel provider if you have to cancel your trip. At IATI, we will take care of you during your trip if you have to cancel it due to one of the many causes included in the policy. The coverage of travel insurance to Indonesia Now that you are aware of how essential it is to have insurance when travelling to Indonesia and know which coverages you must have, you may want to know all the details. On the IATI Backpacker page (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), you can see all the detailed information. Here, as a summary of the main coverages, we show you this table so that you can visually know the major coverages of your policy. How much does travel insurance to Indonesia cost? The information that will convince you that IATI Backpacker is the best travel insurance for Indonesia is its price. As you can see in the following tables, the price of your policy for two weeks of travel (which is usually the average number of days that travellers choose for this destination) is even lower than one night in a mid-range hotel. This makes your international medical insurance a tiny part of your travel budget that, on the other hand, will become a huge saving in case you need any type of assistance once you’re there. IATI Backpacker for residents of the EU: IATI Backpacker for non residents of the EU: How to purchase the best travel insurance for Indonesia Purchasing your travel insurance for Indonesia is a quick and simple process. Here are the steps: In the menu, you will need to enter the details of your trip: • Your place of residence • The destination of the trip: in this case, Indonesia • The start and end dates of the trip • The number of travellers • Type of insurance: travel insurance After completing the menu, click on “Get a quote”, select your IATI Backpacker and then click on “Contract”. At this point, you will have the option to add the Cancellation Supplement that we mentioned earlier, which will allow you to recover up to 2,000 euros in case you have to cancel your trip due to any of the situations covered. This is the favourite supplement of travellers who trust us, and it is worth it! Enter your personal information, make the payment, and you will receive all the information about your travel insurance to Indonesia in your email, along with details on how to contact us in case you need any assistance. That’s it! It’s that easy to purchase your policy for Indonesia. Useful information for travelling safely to Indonesia Best time to travel to Indonesia In terms of climate, the best period for a trip to Indonesia is between march and september. During these months, you can expect better weather, more pleasant temperatures, and less chance of rain. However, as this is the most touristy season, prices can be higher, and it is recommended to make your reservations well in advance. Security in Indonesia Indonesia is a safe country for tourists in most of its territory if the necessary precautions are taken. This is an important topic with many factors to consider. Health in Indonesia Outside of its capital, it is often difficult to find quality healthcare centers in Indonesia that offer the best conditions for the patient. Additionally, travellers must face high prices to receive assistance, especially in tourist areas such as Bali. Having travel insurance designed 100% for a destination like this ensures that you can be treated at the best centers in the country without having to pay a single penny. Don’t wait any longer and get your IATI Backpacker right now, the best travel insurance for Indonesia that will protect you with up to 500,000 for medical expenses.

Leer más

Travel Insurance for Thailand

11 minutos de lectura

What is the best travel insurance for Thailand? Thailand is the preferred destination for millions of travellers who year after year head to the so-called “land of smiles” in search of a variety of experiences. Thailand awaits you with exciting cities like Bangkok, numerous Buddhist temples, paradisiacal islands where you can experience unforgettable moments, and even nature routes for trekking lovers. Therefore, it is normal that you are wondering what the best travel insurance for Thailand is, especially now that it is mandatory and since the goal of this trip is to enjoy it without having to worry about health or safety issues. In this article, we will tell you about the best insurance options for travelling to Thailand, as well as their coverage and price. In addition, we will guide you step by step through the purchasing process, and you will discover how easy it is to get your travel insurance in just a few minutes. Sawatdee Khrap, Thailand! Why buy travel insurance for Thailand? A visit to a health center in Thailand usually means a high bill. In addition, as travellers, we often do not know exactly where to go, and therefore, we can end up in medical centers of questionable quality. Hiring travel insurance for Thailand is the best way to be 100% focused on your trip and enjoy all the possibilities of this country without having to worry about anything other than your fun. The range of possibilities offered by the former Kingdom of Siam is “infinite,” and the range of possibilities of needing health insurance in Thailand is equally “infinite.” A simple stumble while walking down the stairs of a spectacular Buddhist temple, a problem when diving among fish, or even any medical need you may also have in your country (digestive discomfort, headache, flu, back pain, etc), without medical insurance in Thailand, could translate into a bill of thousands of euros. Protection beyond health Good health insurance for Thailand, such as the one we recommend at IATI, does not only protect you from health-related issues. In a trip with these characteristics, although it is quite a safe country, problems such as loss or theft of luggage can occur. Without an insurance policy, you would waste a lot of time and money in a situation like this, while with travel insurance for Thailand, you would be covered, and everything would be much easier to resolve. On the other hand, an important reason to purchase your insurance is to be protected not only during, but before your trip, thanks to the cancellation coverage designed so that you do not lose the money invested in flights, accommodation, and activities. In the next section, we will talk about this and other essential coverages for your visit to Southeast Asia. Note that starting at the end of 2020, travel insurance for Thailand is mandatory. Thai authorities, aware of the high prices of quality health care, have moved from pointing out international insurance as highly recommended to definitively marking it as essential. This mandatory insurance must also meet several conditions to be valid. The two main ones are: • It must offer medical coverage of at least €100,000. • The medical coverage of the mandatory insurance must cover assistance for cases of COVID-19 Both conditions, as well as many others, indicated for a trip with these characteristics, are fully covered by IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union) which covers up to €500,000. What is the best travel insurance for Thailand? In the next section, we will tell you in greater detail what features your travel insurance should have for Thailand, both those that the government itself marks as mandatory and those that are necessary for the different activities that come with a trip like this. If you want to travel now, don’t wait any longer and get the IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), the best insurance for Thailand that will accompany you throughout your trip and cover you in case of any need. What features should the best travel insurance for Thailand have? Each trip is a completely different adventure, and therefore you need a different international insurance policy. Just as for travelling to Paris or Everest, you will need a specific and different coverage for each, travel insurance for Thailand needs very specific coverage to ensure that you are always protected during your trip. What we will present to you next are the coverages that the best travel insurance for Thailand needs, all included in your IATI Backpacker policy. Free assistance in your language 24 hours a day In case you need assistance, whether medical or any other kind, the last thing you need is to explain your problem over the phone in a language that is not your own. Can you imagine having to explain in another language that you need urgent help in the middle of a complicated situation? It would be a waste of time and even if you know how to speak the language, details that can be vital could be left out. That’s why with your IATI travel insurance for Thailand, you will always be assisted in your language and, if necessary, you will have an interpreter to translate to Thai in case you need it. You can contact us for free 24 hours a day and 7 days a week. If you contact us by phone from abroad and send us the bill, we will reimburse you so that you don’t have to pay the international call price. High coverage in medical assistance Travel insurance is now mandatory and must cover a minimum of €100,000. At IATI, we always go further, and our policy for this destination doubles and exceeds this coverage, offering you up to €500,000 in medical coverage. The cost of medical care in this country can be high, and a simple visit to a quality hospital for a check-up where something as simple as an analysis and an X-ray is required can easily exceed €500. This coverage also includes another of the new requirements to make this trip, travel insurance for Thailand that also covers you in cases of Covid-19. Adventure sports in Thailand Coverage for adventure sports is 100% essential in travel insurance for Thailand. If you think this coverage only includes extreme experiences like skydiving, you are mistaken. This also includes activities such as snorkelling, diving up to 40 meters, kayaking, zip-lining, and hiking. We are sure that during your trip to Thailand, you will want to discover the underwater world, walk through its lush nature, and participate in adventure activities. Thanks to your IATI Backpacker, you can enjoy these experiences knowing that, in case something happens, you will be covered and can receive the necessary assistance, including search and rescue. Without deductibles, you won’t have to pay anything out of your pocket When looking for the best travel insurance for Thailand, you may find that most companies include things like deductible policies in small print. This means that if you take out insurance with a 100 euros deductible, even after paying for your travel insurance to Thailand, you will have to pay the first 100 euros for each medical consultation. At IATI, none of our travel insurance policies has deductibles, and we cover all costs you may need when using your IATI Backpacker policy. Medical assistance in Thailand without advance payment Thanks to your IATI Backpacker travel insurance for Thailand, you will receive the medical assistance you need, up to 500,000 euros, without having to pay in advance. The process of using your international insurance is very simple. When you need help, you contact us and, depending on your needs, we will direct you to the best medical center near your location. When you get there, they will be waiting for you. Both the visit and any possible medical tests or medications will be covered by us, and you can continue your trip happily, without paying anything out of your pocket. If you need medical assistance for any kind of emergency and can’t contact us first, don’t worry. Just keep your invoices for the visit expenses and medical documents, and when you send them to us, we will reimburse you as soon as possible. Loss of baggage and theft included Your travel insurance for Thailand should cover you beyond health aspects. Thus, the coverage that protects you in case of luggage theft or loss is also very important. Although Thailand is one of the safest countries in Southeast Asia, there may be cases where this coverage is necessary, either due to problems with your luggage or due to theft with violence or intimidation. With your IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), you will be covered for up to 1,500 euros in these types of cases, and you will also have our assistance service to help you with the necessary steps. You will also have extensive civil liability coverage of 60,000 euros, which will cover you in case of material or bodily damage to third parties. Option to Cancel – Cancelling Your Trip to Thailand Organizing your trip means booking flights to the country, accommodations, and activities you will do there, but what if something prevents you from making this great trip? Will you lose all the money invested in this adventure? To address the concern of many travellers, at IATI we were pioneers in creating the Option to Cancel Trip, which has become one of the favourite coverages of thousands of travellers who trust us. For example, if a serious illness arises that prevents you from making this trip, you will have the protection of up to 2,000 euros to cover everything you cannot recover directly through your providers. Thus, with your travel insurance to Thailand + Cancellation Supplement, you can count on your money to make this adventure in the future. Coverage of travel insurance for Thailand Now that you are aware of how essential it is to have insurance when travelling to Thailand and know which coverages you must have, you may want to know all the details. On the IATI Backpacker page (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), you can see all the detailed information. Here, as a summary of the main coverages, we show you this table so that you can visually know the major coverages of your policy. How much does travel insurance for Thailand cost? The information that will convince you that IATI Backpacker is the best travel insurance for Thailand is its price. As you can see in the following tables, the price of your policy for two weeks of travel (which is usually the average number of days that travellers choose for this destination) is even lower than one night in a mid-range hotel. This makes your international medical insurance a tiny part of your travel budget that, on the other hand, will become a huge saving in case you need any type of assistance once you’re there. IATI Backpacker for residents of the EU: IATI Backpacker for non residents of the EU: How to hire the best travel insurance in Thailand Getting travel insurance for Thailand through the intuitive menu of IATI is easy. Now that you know that IATI Backpacker is the policy you need, click on the link below and follow these simple steps: In the menu, you must fill in the following fields: • The origin of your trip • The destination of your trip • Start and end dates of your trip • Number of travellers • Type of insurance: travel insurance After filling in the menu fields and clicking on “Calculate insurance”, just choose your IATI Backpacker and click on “Contract”. This is when you can activate the Cancellation Supplement we mentioned earlier, which will cover you if you must cancel your trip for any of the reasons established in the conditions. Fill in your data, make the payment and you will receive in your email the details of your contracted travel insurance and the way to contact us if you need any kind of assistance. Isn’t it super easy to get your insurance to travel to Thailand? Useful information for travelling safely to Thailand Best time to travel to Thailand The best time to travel to Thailand in terms of weather is between the months of november and february for the central part of Thailand, as temperatures are less intense (even cooling down) and the amount of rainfall decreases. This doesn’t mean that you can’t travel to Thailand during the rest of the year! Even during the rainy season, it is an excellent destination since rain, although intense, does not last all day and the country always has areas where you can escape it. Security in Thailand Thailand is one of the safest countries in Asia, which makes it one of the most popular destinations every year. You don’t need to worry excessively about safety in the country, but you should take precautions. Health in Thailand The country has high-level hospitals in its main cities, but it can be difficult to find quality centers far from these cities. In both cases, healthcare costs are high. Therefore, it is essential, as well as mandatory, to have travel insurance when travelling to Thailand. Don’t wait any longer and get your travel insurance for Thailand, the IATI Backpacker, with the best coverage and price for this great adventure that is about to begin.

Leer más

Travel Insurance for Egypt

10 minutos de lectura

What is the best travel insurance for Egypt? You’re probably asking yourself this. This incredible destination is on your list of places to visit. Along with your transportation, hotel reservations, focus on travel insurance for Egypt to begin organizing your trip. With over 135 years of experience advising thousands of travellers and continually innovating to offer the best travel policies, at IATI we have created a travel insurance policy that is 100% suitable for this destination. With it, you will be fully protected against any possible eventualities that may arise, so that you can simply focus on enjoying your trip. The Great Pyramid of Giza, an unforgettable Nile River cruise, and a dive into the Red Sea are just a small sample of what awaits. Therefore, you’ll need medical travel insurance for Egypt up to par and covering your journey. In this guide, we will show you what the best travel insurance policy for Egypt is, its coverage, and how you can purchase it. Why purchase travel insurance for Egypt? It is essential to have travel insurance for Egypt. Healthcare assistance there entails extremely high costs for tourists, which can ruin the entire trip, and in many cases, it is provided in very low-quality medical centers. Egypt will captivate you from the first to the last moment with its culture, history, nature, and gastronomy. The number of experiences that await you there is practically endless, and each one will surprise you more than the previous. Therefore, it is extremely important to have an international medical insurance policy that is up to par so that you can focus solely on enjoying this unique experience. A stumble while walking through the Temple of Luxor results in a sprained ankle, and an upset stomachache while savouring the attractive Egyptian cuisine. Any problem that arises while discovering the underwater depths, whether snorkelling or diving, can end up with an exaggeratedly expensive bill or medical care that is not up to standard. If you are already aware of the extreme importance of getting travel insurance for Egypt we recommend IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union) which covers up to €500,000 of medical expenses. Safe and Secure Trip to Egypt With the best travel insurance policy to Egypt, you need to make sure that you are in the best hands and that nothing will tarnish your trip. In case you need it, it has to be quick and free of charge. And you should also guarantee that you will be taken care of at one of the country’s best medical centers. On the other hand, the best travel insurance to Egypt cannot be limited solely to health issues. As many other things can happen during a trip for which you also might need protection. Therefore, you must ensure that your medical policy also covers events such as loss of luggage or robbery with violence. In Egypt, despite being a safe country if you take the necessary precautions, both cases can occur. What is the best travel insurance for Egypt? In the following section of this guide, we’ll show you essential coverage for purchasing travel insurance for Egypt. Enjoy your trip knowing you’ll be covered. If you already know what you need and want to go straight for it, don’t wait any longer, get your IATI Backpacker insurance now. The best travel insurance for Egypt, with enormous coverage that will get your back. What characteristics should a good travel insurance for Egypt have? When it comes to getting travel insurance for Egypt, it’s not enough to just get any policy or one that you have used before for another country. Each destination is unique, and the coverage you would need for a trip to Spain is different from what you need for your medical insurance for Egypt. Therefore, listed below are the coverage options you must consider, all of which are included in your IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union) insurance: 24-hour assistance in your language In an emergency in another country, the last thing you want is to have to worry about requesting assistance in a language other than your own. Can you imagine having to explain what’s happening to you in the country’s language during a serious health issue? At IATI, we always assist in your language to make things as easy as possible for you. With IATI Backpacker (click hereif your country of residence is within the European Union; click here if your country of residence is not part of the European Union), you will have access to our customer service staff 24 hours a day, who will quickly advise and guide you to resolve your problem in the most effective way possible. Furthermore, if you contact us by phone and send us the call’s invoice, we will reimburse you so that you don’t have to pay for the international conference. Extensive medical assistance coverage Egyptian government strongly recommends having travel insurance to visit the country, which must cover at least 75,000 euros for medical assistance. At IATI, while aware of the extremely high costs of healthcare in Egypt. We have provided IATI Backpacker with extensive coverage of up to 500,000 euros. With this coverage you will always receive the best assistance in Egypt, regardless of your needs and always in the highest quality centers. Adventure sports in Egypt Theirs is so much more to Egypt than its pharaonic pyramids! Unforgettable experiences await you here that you only get to live once in your life. Ballooning over the Temple of Luxor, hiking in Sinai, or enjoying marine life by snorkelling (or diving up to 40 meters deep) in the Red Sea. These are some of the moments that will mark your visit. All these activities will only be covered if your travel insurance for Egypt includes adventure sports. IATI Backpacker has this coverage. Travel insurance to Egypt without deductibles An important factor to consider when getting your travel insurance to Egypt is to make sure it’s a policy without a deductible, which can often be hidden in the small print for other companies. A policy with a 100 euro deductible means you pay the first 100 euros of medical assistance, and insurance covers the rest, even with international insurance. At IATI, all our policies are without deductible, so with yourIATI Backpacker international medical insurance, you’ll be covered from the first to the last expense of assistance. No upfront payment for medical assistance After purchasing your travel insurance to Egypt, you won’t need to make any more payments. With other companies, you’re required to pay for the cost of medical assistance upfront and then, typically after a long wait, receive the money back from the insurer. At IATI, we always take care of all the costs of assistance, so you can travel without worrying about them at all. If you need any kind of assistance, you just need to contact us. We’ll quickly direct you to the nearest quality medical center. Once you arrive there, they’ll be waiting for you and once the visit is over, we’ll take care of the costs, as well as any possible tests that are required and the medication prescribed by the specialist. If you’re unable to contact us before you visit the doctor due to an emergency, don’t worry. You just need to keep the invoices and medical justifications, and we’ll reimburse you as soon as possible once you send them to us. Loss of luggage and theft included The best travel insurance to Egypt is not only there for you in moments when you need medical assistance. That’s why it’s so important to have coverage for loss of luggage and theft with violence. If you find yourself in any of these situations, you can count on us to help you, and you’ll be covered up to 1,500 euros. Egypt, within tourist areas, is a safe country for travellers if the necessary precautions are taken. As in any place in the world, we may encounter a problem with our luggage or a robbery in which we lose our belongings. Thanks to your IATI Backpacker policy, if anything like this happens, you’ll be able to resolve it easily and continue enjoying your trip. Cancelation option – cancelling your trip to Egypt If you’ve already started planning your trip to Egypt, you’re probably aware of everything this entails. Flights to the country, transfer once there, hotel reservations, booking excursions, etc. But you might be wondering, “What if I can’t travel after all? Will I lose all the money invested in this dream?” Not at all! With over 135 years of experience, IATI has been a leader in travel insurance thanks to our constant innovation. To meet the needs of travellers and protect them from this type of situation, we were the first to offer the Trip Cancellation supplement. So, if you purchase the IATI Backpacker travel insurance policy along with the Trip Cancellation supplement, you’ll be protected for up to 2,000 euros if you can’t travel due to a serious illness or one of the many other circumstances considered. With this, you’ll be able to recover the money invested that you can’t get back from your official providers and use that money to take the trip at another time when it’s possible for you. Coverage of a good travel insurance for Egypt Now that you are aware of how essential it is to have insurance when travelling to Egypt and know which coverages you must have, you may want to know all the details. On the IATI Backpacker page (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), you can see all the detailed information. Here, as a summary of the main coverages, we show you this table so that you can visually know the major coverages of your policy. How much does travel insurance for Egypt cost? The information that will convince you that IATI Backpacker is the best travel insurance for Egypt is its price. As you can see in the following tables, the price of your policy for two weeks of travel (which is usually the average number of days that travellers choose for this destination) is even lower than one night in a mid-range hotel. This makes your international medical insurance a tiny part of your travel budget that, on the other hand, will become a huge saving in case you need any type of assistance once you’re there. IATI Backpacker for residents of the EU: IATI Backpacker for non residents of the EU: How to hire the best travel insurance for Egypt Thanks to the intuitive menu of IATI, hiring your travel insurance for Egypt could not be easier and faster. Here’s how to do it: In the menu, you will need to enter your trip details: • Place of residence • The destination you are travelling to in this case, Egypt • Start and end dates of your trip • Number of travellers • Type of insurance: travel insurance After filling in these simple details and clicking on “Get a quote”, select your IATI Backpacker and click on “Contract”. At this point, you will have the option to add the Cancellation Supplement we mentioned earlier. If you get it, in case you finally can’t travel for any of the reasons considered, you can recover up to 2,000 euros of the money invested in your trip as we explained before. Complete your personal information, make the payment for the insurance, and you will receive an email with the information about your policy and the means to contact us in case you need any kind of assistance. That’s how fast and easy it is to hire your travel insurance to Egypt! Useful information for a safe trip to Egypt Best time to travel to Egypt The best time to travel to Egypt, in terms of weather, is between the months of october and february. During this period, you can enjoy the sun and good temperatures, but away from the discomfort of other dates when heat and rain can be somewhat heavier. Security in Egypt Egypt is a safe country within tourist areas, if you follow some basic advice. Health in Egypt In the main cities of the country, such as Cairo, high-quality hospitals and medical centers can be found. However, medical care in Egypt, including in these places, can be very expensive. Therefore, it is essential to have travel insurance for Egypt that guarantees you the highest quality and free medical assistance. With your IATI Backpacker insurance and its €500,000 medical coverage. You will be covered and can enjoy this adventure that is about to begin as you deserve. Don’t wait any longer and get your Egypt insurance now!

Leer más

Travel Insurance for the USA

11 minutos de lectura

What is the best travel insurance for the USA? It’s no secret that having to pay for any medical expenses during a trip to the USA means shelling out a large sum of money. Therefore getting travel insurance for the USA is essential when preparing for your trip to this country. The USA of America is a country with countless possibilities for any traveller. Spectacular cities like New York, paradise beaches in Hawaii, epic routes like the famous Route 66, or natural parks like Yellowstone await you to make this trip unforgettable. Therefore, at IATI, we have created international medical policies suitable for this destination. Which will ensure that you don’t have to worry about anything other than having fun. In this guide, we will show you what the best travel insurance for the USA is, what coverage makes it your best option, and how you can hire it in the simplest way possible. Your safe trip to the “Land of Uncle Sam” starts now! Why get travel insurance for the USA There are countries where it is advisable to travel with travel insurance, others where it is highly recommended, and others, such as the USA, where it is almost mandatory. It is strongly advised for every traveller to have health/travel insurance that covers expenses for any emergency medical situation. The USA, despite its excellent medical centers and hospitals, is known to be one of the most expensive countries in the world when it comes to healthcare. These high costs are the main cause of bankruptcy for American citizens and require them to have private insurance. How much can a visit to the doctor cost me? When visiting the US, and in the absence of a medical agreement with almost every country, the risk of bankruptcy is faced by tourists. A simple stumble while walking down a New York sidewalk that results in a sprained ankle, an ambulance ride due to an emergency, the need for something as simple as an X-ray, or even any other unforeseen event that in your country would be less important, in the USA would mean paying a bill of thousands of euros. To give you an idea, here are some examples of the prices practiced: • Ambulance transfer: between $ 400 and $ 1,200 • Emergency care: between $ 150 and $ 3,000 • An X-ray: between $ 150 and $ 3,000 • Surgery for appendicitis: starting at $ 35,000 • Ankle fracture: between $ 17,000 and $ 35,000 In addition to the high costs of healthcare, there are other reasons to get the best insurance to travel to the USA. With insurance, you will also be covered in cases such as problems with your luggage, violent theft, delays and flight loss, or even cancellation coverage to recover the money invested in this trip if you are unable to take it. What is the best travel insurance for the USA? In the next section of this article, we will show you the coverage that your international medical policy should have for this destination. We recommend IATI Total Comfort if your country of residence is within the European Union. This is the best international insurance option for the USA, it provides coverage for a wide range of scenarios that may arise during your visit to this country. For example, you will be protected if you have problems with your luggage (lost or stolen), as well as if you are assaulted with violence or intimidation. Another example? You will also be covered in cases of delayed departure of transportation, delayed delivery of your luggage, adventure sports, or, if you wish, trip cancellation for serious reasons. If you are travelling form outside the European Union, we recommend IATI Star. It has one of the highest medical expenses coverages on the market, €1,000,000 extendable up to €4,800,000 and the largest limits in its wide range of complementary coverages. This policy is specially designed for travel to countries with high medical costs, such as the US. We will discuss these and other features in the next section dedicated to the coverage of IATI Total Comfort and IATI Star travel insurance for the US, where you will easily see why they are the best-selling insurances for this destination. What characteristics should the best travel insurance for the USA have? Each destination requires a very specific type of coverage since a trekking trip to Everest is not the same as a weekend getaway to Paris. The international policy that fits like a glove for one destination may not meet the needs of another. In the case of travel insurance for the USA of America, it becomes even more evident because, being one of the most expensive destinations in the world in terms of medical assistance, it requires the best coverage. Below, is all coverage you will need, all included in your IATI Total Comfort and IATI Star: Free assistance in your language 24 hours a day Something essential in the best travel insurance for the USA is that it makes everything easier for you. If you need urgent help, it would be harder to have to express yourself in a different language, which you may not fully master. How do you feel? What happened to you? Where are you? In a situation where you need help, you need everything to be fluid and even if you can master the language, nervousness can make communication difficult. Therefore, with your IATI Star, we will always assist you in your first language. We are at your disposal 24 hours a day, 7 days a week and, if you contact us by phone, we will refund the value of the international call when you send us the receipt. Broad medical assistance coverage As you have seen, healthcare prices in the US are very high and a visit to the doctor often translates into a bill of thousands and thousands of euros. To ensure that you are covered both in a visit to the doctor or if you need more complex assistance that includes medical tests, we provide travel insurance for New York with very high medical expense coverage. Thus, thanks to your IATI Star and IATI Total Comfort you will have the protection of up to 10,000,000 euros (with your IATI Total Comfort) that will guarantee you coverage in any situation. At IATI, we have more than 135 years of experience as leaders in travel insurance and none of our travellers has ever needed medical assistance that reached half of those costs. Therefore, we can guarantee that with your travel insurance, you will have the best protection on this trip to the USA. Adventure sports in the USA The US is not just about big cities. National Parks and their lush nature await you to have unforgettable experiences. Diving in the idyllic coasts of Hawaii, cycling through Moab, climbing the walls of Yosemite National Park, hiking through Yellowstone, or more common activities such as surfing, kayaking, or canyoning can be part of your plans. All these activities are considered risky and are generally not covered by international policies, but thanks to the Adventure Sports Coverage included in your IATI Star and IATI Total Comfort travel insurance for the USA, you will also be protected if you embark on any of these adventures. Bodily injuries in motor vehicles Another classic plan on a trip like this is renting a car and driving hundreds of kilometers, exploring the country, whether on Route 66 or connecting points such as Los Angeles, Las Vegas, or the Grand Canyon of Colorado. A very common question that usually comes to mind is, “What happens if I have an accident? Am I also covered?” And the answer is simple, IATI Star and IATI Total Comfort are the best insurances for travelling to the USA because they cover you in any circumstance. So, you will also be guaranteed hospitalization if you have an accident with a motor vehicle. Without deductibles, you won’t have to pay anything out of your pocket Many insurers hide in fine print that their policies have deductibles. This means that, for example, in the case of a deductible of 100 euros, every time you need any kind of medical assistance, you will have to pay the first 100 euros, even if you already paid for the policy. At IATI, we do not work with deductibles and always assist from the first cent of your medical assistance to the last, so you do not have to worry about money. No advance payment for medical assistance during your trip Another very common case is if you need private medical insurance which, despite offering some coverage during the trip, requires you to pay the expenses and then initiate a lengthy process to recover your money. If this happens to you in the USA, it could ruin your trip if you faced a bill for thousands of euros. With your IATI insurance, this will not happen. If you need assistance contact us, and we will direct you to the most appropriate health center. As soon as you arrive, they will be waiting for you, and we will take care of the expenses of your visit, as well as any medical tests or medication that may be prescribed for you. If due to an emergency, you cannot contact us before receiving medical attention, it will not be a problem. You can then send us the medical reports and invoices, and we will reimburse you as soon as possible. Loss of baggage and theft included On vacation, many things can happen besides health problems. For this reason, our travel insurance for the USA has also been designed to cover these types of cases. For example, you will have coverage of up to 2,500 euros, with your IATI Star, and up to 1,500 euros with your IATI Total Comfort for cases such as problems with your luggage or theft with violence. In addition, you will also have other coverages that we will be happy to attend to, such as delayed delivery of checked baggage, or delayed departure of transportation. Cancellation option – cancelling your trip to the USA Travelling to the USA is not cheap. The planning of this trip is linked to flight and accommodation bookings and activities that increase the cost of this experience. It is entirely normal for you to ask questions like: “What happens if I cannot travel due to a serious unforeseen event? Will I lose all the money invested in this dream trip?” To answer these questions, we were the first ones to offer the Travel Cancellation Supplement. Thanks to this, we will reimburse you a certain amount of expenses that you cannot recover directly from your travel provider if you must cancel the trip for any of the reasons considered in the policy. You can obtain this supplement, with a single click during the process of hiring your travel insurance for the USA. Travel insurance coverage for the USA Now that you know the coverage your travel insurance for the USA should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destinations. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for the USA cost? The cost of your travel insurance for Cuba, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel in areas like Varadero, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for the USA Buying your travel insurance for Cuba through our intuitive menu is quick and easy, following the steps below. In the menu, you should enter your travel details: • Your place of origin • The destination of the trip: in this case, the USA • The start and end dates of the trip • The number of travellers • Type of insurance: travel insurance After filling out these fields and clicking on “Get a quote”, select IATI Total Comfort or IATI Star and then click on “Contract”. At this point, you can add the Travel Cancellation Option that we mentioned above, which will allow you to recover up your travel expenses if you cannot travel for any of the reasons mentioned above. Simply fill in your personal information, make the payment, and within minutes you will receive an email with the details of your policy, including contact information for when you need assistance. It’s incredibly easy to get travel insurance for Cuba – the whole process can take as little as 3 minutes! Useful information for a safe trip to the USA Best time to travel to the USA The USA is a huge country, and that makes it difficult to give a concrete answer to the question “What is the best time to travel to the USA?” In general, most travellers tend to avoid winter, as in many parts of the country, it is normal for the temperature to drop below zero, but on the other hand, many others make the most of this season where the snow and Christmas decorations give a magical touch to cities like New York. July and august are the hottest months, becoming even hotter in places like Miami. Depending on your itinerary through the country, you should pay attention to how the weather will be like during the period you plan to travel. Security in the USA The USA is considered a relatively safe country for tourists. Nevertheless, it is always advisable to take precautions. Health in the USA The USA is one of the countries with the most expensive healthcare in the world. Even US citizens are required to have private health insurance to help cover bills that often exceed thousands of euros. This also makes it essential for travellers to have international insurance that guarantees coverage in any circumstance. IATI Star and IATI Total Comfort are the best travel insurances for the USA. Get yours now and enjoy the trip you deserve with the peace of mind of having the best protection.

Leer más

Best Travel Insurance for Japan

8 minutos de lectura

What is the best travel insurance for Japan? This is one of the most common questions when planning a trip to the Land of the Rising Sun. Along with accommodation and transportation, travel insurance is the third pillar of a successful trip. The importance of obtaining the best travel insurance for Japan stems from the fact that healthcare in Japan is very expensive. A few years ago, many travellers were unaware of these high costs. Nowadays, thanks to the extensive information on the subject and the cases of bills with very high values that have been seen in the media, travel insurance to Japan is already an essential part of this experience. Thanks to the best travel insurance in Japan, you will be fully covered while visiting the spectacular Shinto temples, wandering through the bustling streets of Akihabara, or walking through the thousands of torii gates at Fushimi Inari Mountain. In this guide, we will share with you all the details and coverage of the best travel insurance for Japan and show you how simple it is to purchase your insurance. Why get travel insurance for Japan Whether in Morocco, Peru or Thailand, travel insurance is the best ally for every traveller to be covered in case of problems with luggage, flights, or the need for medical assistance, but it is in countries like Japan where it becomes an essential element. The reason is the high cost of medical assistance and the great difficulty in finding it in a language other than Japanese. Fortunately, Japan is a country where the risks of contracting diseases present in other Asian countries are very low, but it is important to note that problems that would be completely treated at no cost in your country can cause you to ruin your Japan trip. To give you an idea, here are some of the prices you may have to pay if you don’t have the best travel insurance for Japan: • Medical visit for lower back pain: from 500 euros. • Simple appendectomy operation: from 10,000 euros. • Emergency transfer to the hospital + surgery + admission: from 38,000 euros. • Bone fracture: from 15,000 euros. As you can see, we are not talking about rare diseases or unlikely cases. Anyone can have a silly slip outside a church, an accidental collision with a cyclist, or be affected by something as unpredictable as appendicitis. If you’ve already started looking at accommodation prices on your route, you’ll quickly realize that the cost of the best travel insurance for Japan is lower than the cost of a single night in a mid-range hotel for two people. So why risk it when you can travel with total peace of mind? What is the best travel insurance for Japan? We will detail the coverage you should consider and the most necessary characteristics when purchasing your travel insurance for Japan, but if you want to take a quick look now, the best travel insurance for Japan is: • IATI Total Comfort: If you are travelling from the European Union; • IATI Star: If you are travelling from anywhere outside the European Union; Features of the best travel insurance for Japan The coverage of IATI Star and IATI Total Comfort, which we will discuss in more detail later, is ideal for a trip to an expensive country like Japan. But before we delve into the specifics, it’s important to familiarize yourself with some of their most powerful features. 100% in your language If you suffered a fall and twisted your ankle or had a problem with your luggage at the Tokyo airport, can you imagine having to explain your problem in English in that moment of uncertainty? Well, Japan is one of the most difficult countries in Asia to communicate in English. By travelling with your IATI Star and IATI Total Comfort travel insurance to Japan, you will always receive assistance in your language. All you must do is call us, tell us about your incident, and we will tell you what steps to take. Additionally, if necessary, you can use a translator who will help you explain your case to a doctor or nurse. No deductibles As this term may be new to you, we’ll tell you what it is so you can make an informed comparison. Some companies offer low prices for travel insurance to Japan but hide in small print that they are insured with a deductible. Insurance with a 100 euro deductible means that if you must go to the doctor, the first 100 euros will be paid out of your pocket. For example, if you have a stomach problem and go to the doctor to get a prescription to help you, and the bill comes to 105 euros, that insurance will only pay you 5 euros and you will have to pay 100 euros, even if you paid for the travel insurance. At IATI, none of our insurances, including the best travel insurance for Japan, have a deductible. We take care of everything. You don’t have to pay a penny, we take care of everything It is also very common to find companies that require you to pay all the costs of your medical assistance out of your pocket and, after a long process and paperwork of claims, you can get your money back. When travelling with any IATI insurance, this will not happen to you. The process is as simple as that. If you need assistance, call us, tell us about your case, and we will tell you where to go. When you arrive at the medical center, we will have already contacted them, and they will be waiting to see you. After the visit, you won’t have to pay anything. Cancellation option – cancelling your trip to Japan When it comes to trips that include flights, accommodation, and high-cost activities, most travellers seek an option that IATI pioneered: cancellation insurance. If you find yourself in one of the more than 35 covered cases and are unable to go on your trip, you would have up to 5,000 euros (IATI Star) and up to 2,000 euros (IATI Total Comfort) to cover what you couldn’t recover in cancellations or agencies. In the terms and conditions of the both pages you can see all the covered causes. These consider events such as the death of a family member, a hospital stays, or being called for a trial or polling station, among a long list. Much more than just health The best insurance for travelling to Japan should take care of you, much more than just your health. That’s why IATI Star and IATI Total Comfort have extensive coverage that goes beyond medical care. In case of luggage theft, we cover up to 2,500 euros in IATI Star and up to 1,500 euros in IATI Total Comfort. If your luggage doesn’t arrive on time, we cover up for your basic needs. We cover 100% in case of repatriation and 100% in case of early return due to hospitalization or death of a family member. The Best Travel Insurance Coverage for Japan Now that you know the coverage your travel insurance for Japan should have, you may be interested in learning more about the features offered by our policies for travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our travel insurance and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for Japan cost? To conclude this guide on the best travel insurance for Japan, we will answer the only question you probably still need an answer to before getting your IATI Star or IATI Total Comfort for Japan: How much do these travel insurances cost? How to hire your travel insurance for Japan Now that you’ve seen that IATI Star is the best travel insurance, we’ll show you the simple steps to take to buy yours. The first step is as simple as clicking on this button to access the purchase menu: GET YOUR IATI STAR FOR JAPAN GET YOUR IATI TOTAL COMFORT FOR JAPAN Here you need to fill in your travel details: • Country of residence: your country • Travel destination: Japan • Start date and end date of your trip • Number of travellers • Type of insurance: travel insurance After completing the menu, click “Get a quote” select your travel insurance (IATI Total Comfort or IATI Star), and then click “Contract”. Here you will have the option to add the Trip Cancellation Supplement that we have already mentioned, which will allow you to recover up to 5,000 euros in case you have to cancel your trip due to any of the events covered. It’s the preferred supplement of travellers who trust us, it’s worth it! Click “Continue,” fill out the form with your details, and that’s it, you’ve just made the best travel insurance for Japan in 2 minutes, isn’t it simple? You will immediately receive by email the document with your policy number and the phone number to contact in case of assistance. Keep it in case you need it. Japan is a unique and exciting country that you will enjoy. We hope everything goes perfectly, but if something happens, you can be sure that you are in the best hands. Don’t wait any longer and get your travel insurance for Japan now.

Leer más

Travel Insurance for Colombia

9 minutos de lectura

What is the best travel insurance for Colombia? If this incredible country is on your travel bucket list, you’re likely wondering which international medical insurance to get to have the best guarantees and solely focus on enjoying your trip. That’s why we’ve prepared this guide for you. Here, you can learn about the specific coverage your travel medical insurance needs for Colombia, the price of international insurance, and how to get it easily and simply. Why hire travel insurance for Colombia? Every destination is different, but one thing we almost always encounter when travelling to different countries is very high prices for any medical attention. Colombia is no exception. If you were to travel there without adequate international medical insurance, you would have to face expenses that could end up ruining your trip. A stumble on the more than 700 steps of the Piedra del Peñol that ends in a small ankle twist. A cut from the sharp Caribbean coral while snorkelling in a place as idyllic as Cayo Cangrejo. Some digestive problems when trying delicious food such as arepas, enchiladas or lechona for the first time. Or even any other situation that you wouldn’t give much importance to while at home (infection, muscle problem, illness…). All of these could become a visit to a low-quality medical center and an astronomical bill that could mortgage your trip. By travelling with the best travel insurance to Colombia, you ensure that you can access the best health centers and hospitals for any medical need without pay. In addition, you’ll have many other coverages during your trip. Besides protecting your health, your travel insurance to Colombia also offers coverage in case of events such as problems with your luggage or robbery with violence. Colombia is a safe country in its tourist areas if you take the necessary precautions, but in case you face a problem of this nature, your travel policy will also protect you. What is the best travel medical insurance for Colombia? Next, we will tell you in detail what features your travel insurance to Colombia must have to ensure that you’re protected from any activity you will do in the country. But, if you already know how essential it is, don’t wait any longer and get your travel insurance now to enjoy the best coverage on a trip that will be unforgettable. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. What should the best travel insurance for Colombia include: Characteristics Just as you would need specific coverage for a trip to a city like Paris, for your travel insurance to Colombia you will need coverage that is tailored to this destination. We will talk about all the essential characteristics of this specific destination, all of which are included in your IATI Total Comfort and IATI Star travel insurances for Colombia. 24-hour free assistance You’ve been waiting for this great trip for a long time and plan to enjoy it from beginning to end, 24 hours a day. That’s why, thanks to your travel insurance for Colombia, we will be by your side 24 hours a day, 7 days a week, to provide you with the assistance you need anytime you need it. In addition, if it is more convenient for you to contact us by phone from abroad, we will reimburse the cost of your call when you provide us with the receipt. High medical assistance coverage in Colombia We emphasize the importance of having travel insurance with sufficient coverage. This will ensure any necessary medical attention, especially since there is no health agreement between Colombia and some countries (always confirm with official sources from your country of residence). That’s why we’ve provided the IATI Total Comfort travel insurance for Colombia with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. Coverage of adventure sports in Colombia There’s a lot to do and see in Colombia related to its history and culture, but this country also offers a myriad of options for adventure sports and activities that you won’t want to miss. Kayaking or rafting in unique environments like Rionegro. Hiking trails in places like Tayrona Park or the Lost City. Diving up to 40 meters deep or snorkelling to enjoy the lush marine life. Cycling through the Chicamocha Canyon. Water sports like surfing. These are some of the plans you shouldn’t miss to make the most of this destination. You may be surprised to learn that none of these activities is usually covered by most travel insurance policies for Colombia. Thanks to the Adventure Sports coverage, you can enjoy all of them covered by your travel insurance. No deductibles Do you know what deductible insurance is? It means that, in the case of a deductible of 100 euros, you will have to pay the first 100 euros of each assistance during your trip, and the insurance will pay from there. It’s a condition that is often hidden in the fine print. At IATI, none of our insurance policies has deductibles, and we will cover every cent from the first moment you need assistance during your trip to Colombia with your international insurance. No advance payment for medical assistance After contracting your travel insurance for Colombia, you won’t have to worry about possible medical expenses. Other companies force you to pay the medical assistance costs abroad and then enter a tedious process to get your refund. With the IATI Total Comfort and IATI Star travel insurances for Colombia, you simply need to contact us when you require assistance. We will quickly direct you to the medical center or hospital where you can receive the best care. After your visit, we will take care of the costs of the visit, possible tests or medications prescribed by the specialist. If due to an emergency, you cannot contact us before seeing a doctor, you don’t have to worry. When you send us the reports and payment receipts, we will reimburse all the expenses coverage included in your travel policy for Colombia. Loss of luggage and theft included You and your luggage are going to Colombia, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage. Cancellation option – cancelling your trip to Colombia A trip to Colombia involves buying airplane tickets, reserving hotels, and hiring different activities that you want to do once you are there. Therefore, you may wonder, “What happens if I have to cancel my trip due to a serious reason? Will I lose all my money?” At IATI, we have over 135 years of experience as leaders in the travel insurance sector, and we are constantly adapting our products to the new needs of travellers. That’s why, in addition to your travel insurance to Colombia, you can also get the Trip Cancellation Supplement. Thanks to this supplement, you can recover up to 2,000 euros if you cannot take your trip due to any of the more than 30 causes listed in the policy. We will be by your side during your entire trip but also in case you cannot make it. The coverage of medical travel insurance to Colombia by IATI Now that you know the coverage your travel insurance for Colombia should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance to Colombia costs with IATI? The cost of your travel insurance for Colombia, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to hire the best travel insurance for Colombia You will see that hiring your travel insurance for Colombia is a quick and easy process thanks to IATI’s renewed menu. Follow these simple steps and get it easily: Enter the following information in the menu: • Your place of residence • The destination of your trip: Colombia in this case • The start and end dates of your trip • The number of travellers • Type of insurance: travel insurance Once you fill out the menu, click on “Get a quote” and then select your travel insurance before clicking on “Contract”. At this point, you can add the Trip Cancellation Supplement if you wish. This would allow you to recover up to 2,000 euros of what you invested in your trip if you cancel your visit to Colombia for one of the stipulated reasons. Then, simply enter your personal information and make the payment. You will immediately receive your policy and contact information via email so you can request assistance with your travel insurance to Colombia if needed. Useful information for travelling safely to Colombia Best time to travel to Colombia The best time to travel to Colombia in terms of weather is from december to march. These dates coincide with the so-called “dry season” and ensure a very low amount of rainfall. However, since it is the high season, it is normal to encounter higher prices, so it is necessary to make your reservations well in advance. Similarly, you shouldn’t worry if you’re travelling at other times. Even if you travel during a rainier season, you can still enjoy your visit to the fullest, as rain is not constant throughout the day. Security in Colombia Colombia is a welcoming and captivating country that awaits you with open arms. Although it can be said that it is a safe country in its main tourist areas, it is always necessary to take precautions. Health in Colombia As there is no agreement between Colombia and many other countries regarding health, if you need medical attention during your trip, you will have to pay for it out of your pocket. This presents two problems: on the one hand, it is not always easy to find a quality health center or hospital where you can be treated. On the other hand, the prices for medical assistance are very high for tourists, and a simple mishap can ruin your trip. Therefore, it is essential to have an international insurance policy with broad coverage that considers the characteristics of a trip like this when travelling to Colombia. Don’t wait any longer and get you travel insurance now to enjoy the adventure you deserve!

Leer más

Travel Insurance for Cuba

10 minutos de lectura

What is the best travel insurance for Cuba? If you have already started planning your trip to this incredible Caribbean Island, you are probably asking yourself this question. As you may already know, international health insurance is the third pillar on which a trip is built along with your accommodation and flight reservations. In this specific case, it happens that travel insurance for Cuba is mandatory for travelling, as established by the country’s authorities. Cuba awaits you with history and culture that can still be felt daily in cities like Santiago or Havana. White sand beaches where you can lay in the sun, places where you can dive and discover the underwater world, or areas like Viñales where you can’t miss the trails. This guide will provide information on the best travel insurance for Cuba, including its coverage, cost, and how to obtain it. Once you have secured your travel insurance, you will be one step closer to realizing your dream of visiting this amazing destination. So pack your bags and get ready to explore Cuba in just a few minutes. Why should you get travel insurance for Cuba? Receiving healthcare abroad is always associated with very expensive bills which, in some cases, can ruin the entire trip. In Cuba, while its citizens have access to free healthcare, tourists are required to use a separate medical circuit, which requires having medical insurance that meets the country’s standards. Cuba is generally a safe country for tourists, but that doesn’t mean you won’t require medical assistance at any time. Even a minor stumble while walking through the cobblestone streets of Old Havana, issues while snorkelling in Cayo Jutías, a bump while travelling on a truck across the country, or any other mishap that can happen anywhere (cuts, illnesses, muscle or joint pain, infections… or even surgery!) can result in a visit to the emergency room and a hefty bill of thousands of euros if you don’t have adequate travel insurance for Cuba. Travel Insurance for Cuba When it comes to travel insurance for Cuba, it’s essential to protect not only your health but also other factors that can impact your trip. That’s why we recommend IATI Total Comfort if your country of residence is within the European Union. This is the best international insurance option for Cuba, it provides coverage for a wide range of scenarios that may arise during your visit to this country. For example, you will be protected if you have problems with your luggage (lost or stolen), as well as if you are assaulted with violence or intimidation. Another example? You will also be covered in cases of delayed departure of transportation, delayed delivery of your luggage, adventure sports, or, if you wish, trip cancellation for serious reasons. If you are travelling form outside the EU, we recommend IATI Star. It has one of the highest medical expenses coverages on the market, €1,000,000 extendable up to €4,800,000 and the largest limits in its wide range of complementary coverages. This policy is specially designed for travel to countries with high medical costs, such as the US. We will discuss these and other features in the next section dedicated to the coverage of IATI Total Comfort and IATI Star, the best travel insurances for Cuba. What is the best travel insurance for Cuba? In the following section, we will discuss in detail the coverage that makes IATI Star and IATI Total Comfort the best travel insurances for Cuba. Designed so that you can make the most of this destination and enjoy everything it has to offer, without worrying about anything else other than living that unique experience you deserve. As you already know, travel insurance for Cuba is mandatory. If you’re ready to purchase your insurance and continue planning your adventure, don’t hesitate any longer and click here (EU) and here (outside EU) to easily contract your insurance now. What features should the best travel insurance for Cuba have Similar to how international insurance for a city like New York requires specific coverage, travel insurance for Cuba also needs to be tailored to meet all of your needs and ensure that nothing is left out. In Cuba, you will go on strolls, taste new flavours, use local transportation, and, among many other plans, enjoy nature and the Caribbean seabed. For this reason, your insurance should consider the following coverage, all included in your IATI Total Comfort and IATI Star: High medical assistance coverage As we mentioned above, Cuba has a health system dedicated to tourists whose prices are very high. In addition to this high cost, you may not find quality centers prepared for all types of incidents throughout the country. For this reason, it is necessary to have travel insurance for Cuba with extensive medical assistance coverage and to ensure that you get transferred to a location in the country where you can receive the care you need. Your IATI Total Comfort medical insurance will cover you for up to €10,000,000, more than enough for any healthcare you may need, and will ensure that you can be treated at a good quality center that can help you the best. Your IATI Star, besides having one of the highest medical expenses coverages on the market (€1,000,000 extendable up to €4,800,000) it also includes the option to cover adventure sports and cruise ships, beyond many other features. Free 24-hour care You’ll be travelling around the clock, so we won’t rest for a minute either. You can count on us 24/7 for any assistance you may need, whether it’s related to a health issue, a problem with your luggage, or a missed transportation that could impact your trip. And you don’t have to worry about the cost of the call if you contact us from abroad, we will take care of it too. Just send us proof of the cost of the call to our assistance center and we will reimburse you. Adventure sports in Cuba A trip to Cuba offers a wide range of possibilities in terms of activities and sports. Most activities are not covered by normal travel insurance policies, but with both IATI Total Comfort and IATI Star you can enjoy your time abroad with the best protection. Kayaking along the coast of your resort, discovering the breathtaking underground caves scattered throughout the island, exploring areas like Viñales by bike or on foot, enjoying activities like surfing, kite surfing, or admiring the underwater world through snorkelling or diving up to 40 meters. These are just a few of the many activities that can be covered by the Adventure Sports coverage included in your policy. No deductibles, you don’t have to pay anything out of your pocket A policy that includes a deductible, such as 100 euros, will require you to pay the first 100 euros of any medical expenses, even if you’ve already paid for the full amount of your travel insurance to Cuba. Unfortunately, this condition is often hidden in the fine print and disguised as a lower price, ultimately resulting in a much more expensive policy. At IATI, we’re proud to offer policies without any deductibles. That means we’ll cover every euro of your medical expenses. No advance payment for medical care Some travellers purchase their travel insurance for Cuba without taking the time to read the policy conditions, only to realize their mistake when it’s already too late. Those with similar policies, although they may cover expenses, often require travellers to make payments upfront, with reimbursement only coming weeks or even months later. At IATI, this does not happen and, thanks to your IATI Total Comfort and IATI Star travel insurance for Cuba, we will pay all expenses without you having to pay anything in advance. The process is very simple. When you need medical assistance, just contact us and we will refer you to the nearest quality center, where you can receive the best care. When you get there, they will be waiting for you and, once your visit is over, we will pay for the medical care and any tests or medications prescribed by the specialist. If, due to an emergency, you are unable to contact us and must go directly to the hospital to receive assistance, do not worry. Just keep the invoices, receipts, and medical reports, and once you send them to us, we will reimburse you as quickly as possible. Lost luggage and theft included During your trip, you may be confronted with incidents that go beyond health, and the best travel insurance for Cuba should also have support for these types of cases. Therefore, if you have problems with lost or stolen luggage during your trip, thanks to our travel insurances, you will be protected for up to €2,500 with your IATI Star and up to €1,500 with your IATI Total Comfort. If the problem is a delay in the delivery of your luggage, you can count on up to 300 euros (with IATI Star policy) and 120 euros (with IATI Total Comfort policy) to cover basic needs that you may need, within the clauses of the conditions. Cancellation option – cancelling your trip to Cuba For many people, a trip to Cuba is a once-in-a-lifetime experience. This adventure is tied to flight expenses, accommodation reservations in the country, activity bookings, excursions, etc. But what would happen if you had to cancel your trip for a serious reason? Would you lose all the money you had invested? Not at all! With over 135 years of experience in the travel insurance industry, at IATI, we’re constantly striving to provide innovative products that meet the needs of modern travellers. That’s why we were the first to introduce the Cancellation Option to our policies. By choosing an IATI Total Comfort policy, you’ll receive double protection, and if you’re unable to travel for any covered reason, we’ll reimburse you for up to 2,000 euros in expenses that you’re unable to recover directly from your travel suppliers. Don’t worry, if you are travelling with IATI Star you will also be protected and we’ll reimburse you up to 5000 euros in expenses. Travel Insurance Coverage for Cuba Now that you know the coverage your travel insurance for Cuba should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this Caribbean island. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits. In the following table, as a summary, we show you some of the coverages if you are travelling from the EU: If you are travelling from outside the EU, here is the summary of the features of the best travel insurance: How much does travel insurance for Cuba cost? The cost of your travel insurance for Cuba, is what will convince you of the great quality/price ratio. As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel in areas like Varadero, which means that your international insurance will be a minimal cost in your travel budget. In addition, this is an expense that will turn into a huge saving in case you need any type of assistance: How to buy the best travel insurance for Cuba Buying your travel insurance for Cuba through our intuitive menu is quick and easy, following the steps below. In the menu, you should enter your travel details: • Your country of residence • The destination of your trip: in this case, Cuba • The start and end dates of your trip • The number of travellers • Type of insurance: travel insurance After filling out these fields and clicking on “Get a quote”, select IATI Total Comfort or IATI Star and then click on “Contract”. At this point, you can add the Travel Cancellation Option that we mentioned above, which will allow you to recover up your travel expenses if you cannot travel for any of the reasons mentioned above. Simply fill in your personal information, make the payment, and within minutes you will receive an email with the details of your policy, including contact information for when you need assistance. It’s incredibly easy to get travel insurance for Cuba – the whole process can take as little as 3 minutes! Useful information for a safe trip to Cuba Best time to travel to Cuba The best time to travel to Cuba in terms of weather is between november and april, which is commonly referred to as the “dry season”. During this period, the weather is slightly cooler without the intense heat of other months and there is significantly less rainfall. Additionally, hurricanes are very rare during this time of the year. Safety in Cuba Cuba is one of the safest destinations in the region, and people are usually friendly, open, and willing to help visitors. This is a safe trip, and if necessary, precautions are taken. Health in Cuba Cuba has a world-renowned healthcare system. It is free for its citizens but involves a high cost for tourists. For this reason, and to ensure that you receive the quality care you deserve on a trip like this, it is essential (and mandatory) to have travel insurance for Cuba. Get your travel insurance now and travel with the protection offered by the best insurance for Cuba!

Leer más

Travel Insurance for Spain

4 minutos de lectura

What is the best travel insurance for Spain? Are you considering visiting this country? Travelling to Spain in the summer is the perfect getaway. The prices, the famous tapas, and the tourist attractions make this country one of the best destinations for this summer. This article will tell you which places you cannot miss on your next vacation. Shall we travel? Why take out travel insurance for Spain? We believe that a trip with guarantees of safety is the only way you can really enjoy it peacefully. Whether your trip to Spain is for adventure or just to relax, we want to ensure your maximum safety, so that, if something happens, your trip is not affected. In this way, if your country of residence is within the European Union, we recommend IATI Classic, the perfect ally for your trip to Spain. By contracting this insurance, you are entitled to: • Medical Assistance of €500,000 • Covers adventure sports; • If your supporting documents are lost or stolen, we will reimburse your replacement costs up to €200 subject to proof. You also have the option to add cancellation coverage if you cannot travel for any of the reasons described in the policy. Therefore, if you are already sure that you are travelling to Spain there is no doubt that having travel insurance is essential to fully enjoy your trip. If your country of residence is outside the European Union, your best ally for this trip will be IATI Star IATI Star international has one of the highest medical expenses coverages on the market, €1,000,000 extendable up to €4,800,000 and the largest limits in its wide range of complementary coverages. By contracting this insurance you are entitled to: • Medical Assistance of €1.000.000; • You can also take out cancellation cover; • In the event of the death or hospitalisation of an ascendant and descendant relative, we will repatriate both you and your travel companion. How much will travel insurance for Spain cost me? Now that you know that, if you are travelling from the EU, IATI Classic is the best choice for your trip to Spain, you may be wondering, how much will it cost me? What makes IATI Classic the right choice is its quality/price ratio. With everything it covers, we are sure you will be amazed. This insurance costs approximately 4€/day in European destinations such as Spain. Yes, you heard it right, the price of a coffee per day to ensure your maximum safety.  If you are travelling from outside the EU, IATI Star will aslo blow your mind, as it is the insurance with the highest coverage of all our travel insurances. With quality coverage and guarantees, this policy gives you the chance to travel with peace of mind. Shall we accumulate trips with happy endings together? Places you can’t miss on your trip to Spain Now that you know what’s necessary to travel to Spain, we want to show you what you can’t miss! Madrid The great capital of Spain. An amazing choice, with one of the most beautiful airports in the world. If your destination is Madrid, you’ll be delighted with the parks, the palaces, the museums and the wonderful “calles” full of history. You can enjoy a gastronomic experience at nighttime with a diverse range of restaurants and “tapas” bars. You can’t miss El Retiro Park, the green oasis in the heart of the city, Plaza Mayor, and Puerta del Sol. Don’t forget to stop by the San Miguel Market to get a taste of Spanish cuisine. Seville Seville is one of the most historic cities in the world. It is one of the most beautiful and vibrant cities in southern Spain. If you’re visiting the capital of Andalusia, you must visit the Plaza de España, one of the city’s most popular attractions. Visit the Cathedral, experience Flamenco, the traditional dance, and the Triana neighbourhood, one of Seville’s oldest gipsy neighbourhoods. If you’re planning your trip during Easter, don’t miss “Semana Santa”, Seville’s main festival. It’s part of the religious culture and is considered a form of art. Barcelona Barcelona has a lot to explore. Art, culture, gastronomy, and especially a variety of history and culture. La Rambla doesn’t need an introduction, it’s the busiest avenue, full of establishments for tourists to see. You can’t miss the Basílica of the Sagrada Família and Park Güell, which has a spectacular view. Barceloneta is the right place to take a dip in the Mediterranean. Spring and summer, april to september, is the best time to travel to Barcelona. But be aware that summer there is very hot. To appreciate the city from another point of view, don’t forget to visit at least one viewpoint. Ready for the adventure? Don’t forget your travel insurance for Spain. IATI wishes you a good trip!

Leer más